Social Security Disability RC|
How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
Social Security Disability list of impairments
How to Qualify for Disability, Mental Disability
Disability Lawyers FAQ, Disability Back Pay
Important tips on How to File for Your Disability
Do not procastinate
Because the process of pursuing a claim can be extremely time-consuming (e.g. setting up an appointment for a disability interview, having the claim worked on for several weeks or months by a disability examiner, filing appeals in the event that the initial claim, or disability application is denied, etc), it is never a good idea to put off filing if:
A) You has a severe mental or physical impairment (or a series or combination of mental and/or physical impairments) and
B) That impairment or impairments is making it difficult for you to continue working at a level that earns a livable wage or income (social security refers to this as Substantial gainful work activity, or SGA).
Speaking as a former disability claims examiner for the Social Security Administration's DDS (disability determination services), as well as having worked in claimant representation, I have found that many disabled individuals often procrastinate when it comes to filing for disability.
Typically, they procrastinate because they find the whole idea of filing for disability intimidating, or because they are unsure if their condition would eventully improve. In some instances, a person will find that their condition will improve making it possible to either stay at work, or return to work. But in a large percentage of cases, the individual will simply find that their condition remains the same or continues to worsen.
In either case, a number of months--sometimes even years--may have been lost. During that time lost, a case could have been won even if it involved having to file appeals.
The basic rule is simply that if a person's limitations (physical, or mental, or both) make it impossible to either work, or work and earn a substantial and gainful income, they should seriously consider putting in a claim for disability benefits.
Getting a claim started
The first step in the disability process is to contact the Social Security Administration to schedule your disability interview. You may contact your local Social Security office by telephone, or make an office visit, or you can call the toll free Social Security number to have a disability claim taken or scheduled for you at your local office.
For those who are unclear about the differences between SSD and SSI, Social Security administers two disability programs -- Social Security Disability (SSDI) and Supplemental Security Income (SSI). Social Security Disability is based upon insured status, which is achieved through your work activity. Supplemental Security Income is a need-based program that does not depend upon your work history. SSI is based upon your income or resources.
If you file in-person at a social security office, or start the process with a phone call to a local office (you can also arrange to have the disability interview conducted over the phone if you have mobility or transportation issues), you do not need to be concerned as to which disability program you need to file in, because the claims representative, or CR, at the social security office will address both disability programs during your interview.
How can you help make your disability interview go smoothly?
The most important tip is that you should be prepared. In-person disability interviews can take ninety minutes or more depending upon how prepared an individual is. You should be able to answer questions with regard to the following:
1. You should have documentation of your birth, citizenship or alien status.
2. Your work history; in other words, the types of jobs that you have had prior to becoming disabled. For more information on how SSA views your work history: What does Social Security Disability Need to Know about your Work History and Jobs?
3. The names, addresses, phone numbers, and treatment dates of all the physicians, clinics, and hospitals that have treated you during your illness. For more information on how SSA uses your medical records in the decision-making process: Social Security Disability, Medical Records, and a Person's Limitations .
4. Personal information about yourself such as your marriages, divorces--depending upon the type of benefit you are filing for--and children (minors or adult disabled children).
5. The claims representative will also ask questions about your resources (bank accounts, life insurance policies, land, trust funds, stocks, bonds, IRA’s, 401Ks, or cash) and your income (wages, short term disability or long disability benefits, veterans benefits, or any other source of income), in order to assess your potential entitlement to Supplemental Security Income.
If you have your information and documentation ready at the time you apply for disability with the Social Security Administration, you can make the process of filing for disability less stressful.
What you should know about filing a disability claim - When to file, What SSA needs to process your case
What is the Social Security Disability SSI list of impairments?
Can you work while getting or applying for Disability?
How Often Does Social Security Approve Disability The First Time You Apply?
Tips for getting Social Security Disability or SSI benefits approved
What medical conditions will get you approved for disability?
What kind of Mental Problems Qualify for Disability?
Receiving a Disability Award Letter
Conditions Social Security will recognize as a disability
Previously answered questions regarding SSD and SSI
Applying for disability in your state
Most popular topics on SSDRC.com
Social Security Disability SSI Questions
The listings, list of disabling impairments
Can a mental illness qualify you for disability?
Disability Lawyers prevent unnecessary denials
How much Social Security Disability SSI back pay?
How to apply for disability for a child or children
Filing a Social Security Disability SSI application
Filing for disability - when to file
How to apply for disability - where to apply
Qualifications for disability benefits
How to Prove you are disabled and Win your Disability Benefits
Qualifying for Disability - The Process
How to get disability for depression
Getting disability for fibromyalgia
SSI disability for children with ADHD
What is the Application Process for Social Security Disability and SSI?
Common Mistakes to avoid after being denied for Disability
Social Security Disability SSI Exam tips
More Social Security Disability SSI Questions
Social Security Disability SSI definitions
What makes you eligible for Social Security Disability or SSI?
New and featured pages on SSDRC.com
Who can help me file for disability?
Tips for Getting Disability Approved When you File with Social Security
Tips on how to file for disability
Social Security Disability Tips — how a claim gets worked on
Tips to Prepare for Filing for Social Security Disability or SSI
What should you say if you go to a Social Security Exam?
Always list all your various symptoms on your Disability Application
List every medical condition, physical or mental, when you file for disability
Never minimize your pain or other symptoms because this can be used against you
Be ready for your disability application before the process even starts
A Tip for Making a Request for a Disability Hearing
Social Security Disability Advice from the Wrong Sources
Can the Social Security Office give you Bad Advice on a Disability Claim?
Financial Help When You Are Filing For Disability
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Can you get temporary Social Security Disability or SSI benefits?
Permanent Social Security Disability
What is the difference between Social Security Disability and SSI?
Who is eligible for SSI disability?
Can I Be Eligible For SSI And Social Security Disability At The Same Time?
What makes a person eligible to receive disability benefits?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.
The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.
To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.