Social Security Disability Resource Center
Overview | How to Qualify | Applications
Requirements | How long it takes | Back Pay
Mental Disability | What is a disability? | Tips
SSI Benefits | How to Win | Disability Awards
Hearings | Appeals | List of Disabling Conditions
Who is eligible for SSI Disability?
Supplemental Security Income (SSI) is a disability program administered by the Social Security Administration, which is based upon need. Individuals who have not worked at all, or have not worked enough to qualify for Social Security disability, or have a small Social Security disability benefit amount may qualify for SSI, on the basis of need.
Of course, like many need-based programs, SSI has income and resource limitations. If you are under the monthly earned income and asset limits established by the Social Security Administration, then you may be able to file for disability under the Supplemental Security income disability program, a.k.a. SSI.
What are the income limits for SSI?
They can generally be classified in two separate ways: household or family income, and one's personal earned income. For SSI, as well as SSD, an individal must not be earning more than the current earned income limit, which is known as SGA, or substantial gainful activity.
The SGA limit is best thought of as an earnings cutoff limit. It is subject to annual change and to see the current limit, you may wish to visit this page: How much can you earn and still receive disability?.
The second type of income that may affect one's non-medical eligibility for SSI benefits is any income brought into the household by the applicant's spouse. Since SSI is a need-based program, a spouse's income may be partially counted, or "deemed", toward the total countable income of an SSI applicant. Whether or not a spouse's income may make an SSI applicant ineligible under the non-medical criteria can be determined by the social security office where the disability application is being filed.
What are the asset limits for an SSI applicant?
There is a limit of having $2000 in countable assets for a single person and a limit of $3000 in total countable assets for an SSI applicant if they are married. Countable assets generally include any real property (homes) other than one's residence and any vehicles other than one's primary transportation. Liquid assets such as money in bank accounts and the surrender value of insurance policies are generally considered to be among countable assets.
SSI disability is also available for children whose parents meet the income and resource limits. Children whose parent's income and assets (i.e. resources) do not exceed the specified limits will be granted monthly SSI benefits provided that they are determined to be disabled, either by a disability examiner or by a federal judge at a disability hearing (for information on the eligibility of children: How to apply for social security disability benefits for children ).
How difficult is it to win SSI benefits if you are an adult or child? No more difficult than it would be to win benefits under the social security disability program. As was stated, the requirements are identical for both programs.
To learn more about the process of determining eligibility for either SSD or SSI disability benefits, you may wish to visit one of these pages:
1) How does Social Security Decide if I am Disabled?
2) Proving Functional Limitations and why this is Important on a Disability Case.
One of the primary differences between SSD and SSI are that individuals who are approved for social security disability are granted medicare benefits while individuals who are approved for SSI are granted medicaid.
Also, SSI benefits are capped, meaning that there is a maximum amount that an individual can receive and this amount is standardized for all recipients. SSD benefits, on the other hand, are based entirely on a claimant's past earning's record.
Social Security Disability and SSI Resource Center
The Most Basic questions about Getting Disability Benefits
Social Security Disability SSI and whether or not you can work
Common Mistakes to avoid after being denied for Disability
Social Security Disability SSI Questions and Answers
More Social Security Disability SSI Questions and Answers
Common Questions about Social Security Disability and SSI
Winning Social Security Disability or SSI Benefits
The SSI Disability Benefits Program
Medical exams for disability claims
Applying for Disability in various states
Social Security Disability SSI and Doctors - Yours and Theirs
Social Security Disability and SSI Claim Reviews
Social Security Disability SSI System and Benefits for Children
Denials, Appeals, and Getting a Disability Lawyer or Representative
What you should know about Social Security Disability and SSI Denials
Questions about Disability Lawyers and Hiring a Disability Attorney
Frequently asked questions about getting Denied for Disability Benefits
FAQ on Disability Claim Representation
Disability hearings before Judges
Selecting and hiring Disability Lawyers
Various Types of Benefits including SSI, Mental, and Child benefits
Social Security and SSI based on Mental Disability
Social Security Disability or SSI Benefits for Children
Disability Benefits through Social Security
Filing for Social Security Disability or SSI Benefits
Social Security Disability SSI: Medical Evidence and Records
Filing your claim for disability benefits
Eligibility for receiving disability benefits
Info about Social Security Disability Approvals and Being Approved
FAQ on Social Security Disability SSI decisions
The SSD SSI Decision Process and what gets taken into consideration
Resources on this site
Social Security Disability, SSI Terms and Definitions
Previously answered questions regarding SSD and SSI
About the Author of SSDRC, Tim Moore
For Individuals living in North Carolina
Applying for Disability in North Carolina
North Carolina Disability Lawyer
When does social security consider you eligible for disability benefits?
Who is eligible for SSI Disability?
Disability Criteria - Eligibility For Social Security and SSI Disability
Can I Be Eligible For SSI And Social Security Disability At The Same Time?
Social Security Disability and SSI Mental Claims and Criteria
Can you apply for disability on the basis of multiple health problems?
What makes a person eligible to receive disability benefits?
Inability to Work and Eligibility for Social Security Disability and SSI Benefits
What makes you eligible for Social Security Disability or SSI?
If You Are Currently Working Are You Eligible To Receive Social Security Disability Benefits?
Will Being A Veteran Affect Your Eligibility And Chances For Social Security Disability?
Are SSD and SSI disability cases decided the same way in terms of Eligibility?
Is the Medical Criteria to Get Social Security Disability or SSI Benefits hard?
Criteria for how Social Security Disability is Awarded
Social Security Disability SSI Criteria and the Evaluation Process
What conditions will qualify for disability in Missouri?
How much can you get for disability in Missouri?
Disability requirements and criteria in Missouri
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria