How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Financial Help When You Are Filing For Disability

If you are considering filing for Social Security Disability (SSD) benefits, you are likely suffering from a medical condition that is seriously compromising, if not outright inhibiting your ability to perform tasks associated with work. You may already be experiencing a financial loss of earnings as a result of your condition, or be facing calls from bill collection agencies, or even the prospect of losing your home. For some individuals filing for SSD, paying for utilities, getting medical care, even putting food on the table, are tasks that get more difficult by the day.

The bad news is, the process of filing for disability is a long one. The initial claim can take four months (or longer) to be evaluated, after which 70 percent are rejected. The request for reconsideration can take several months as well, and around 85 percent of those are rejected as well. If you choose to file a new claim, you face starting all over, with the resultant waiting periods, after which you may be rejected once again. If you choose to appeal your case before an administrative judge (the most commonly recommended course of action), it could be two years before the case is heard.

The real question is, how do you survive financially while waiting to be approved for Social Security Disability benefits? Well, the good news is, there are free resources available to those in need, and tapping these resources can help float you until your Social Security Disability benefits are granted. In anticipation of these difficulties, you should take the following steps:

1. Get help paying your utilities. You local social services department should be able to provide you with the appropriate contact information, and may even offer one-time assistance for bills (not during the winter months). For help during the winter months, check into the low income energy assistance program (LIEAP).

2. Get help, even if it’s only temporary, with paying your medical expenses. Again, your local social services department or county health department should be able to point you in the right direction here, providing the names of free clinics, churches, charitable organizations, or prescription assistance programs with resources available to those in need. You may also consider filing for Medicaid, because some counties allow you to receive medical benefits while your claim is being processed, even if your disability claim is ultimately denied.

3. Get help putting food on the table. File for food stamps, WIC (if you have minor children), and any other food assistance programs available in your area.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

Tips for Getting Disability Approved When you File with Social Security
Tips on how to file for disability
Social Security Disability Tips — how a claim gets worked on
Tips to Prepare for Filing for Social Security Disability or SSI
What should you say if you go to a Social Security Exam?
Always list all your various symptoms on your Disability Application
List every medical condition, physical or mental, when you file for disability
Never minimize your pain or other symptoms because this can be used against you
Be ready for your disability application before the process even starts
A Tip for Making a Request for a Disability Hearing
Social Security Disability Advice from the Wrong Sources
Can the Social Security Office give you Bad Advice on a Disability Claim?
Financial Help When You Are Filing For Disability
Will I qualify for disability Benefits in Wisconsin?

If you apply for disability in in Wisconsin

Getting a Disability Lawyer in Wisconsin

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

What happens if I file a disability application and it is denied by a disability examiner or Judge?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.