Social Security Disability Resource Center
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Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
There is no clear-cut answer to this question, because each personís disability claim, whether it is filed under the Social Security Disability or SSI disability program, has it own unique set of medical facts. Some individuals with severe physical or mental conditions may be allowed at the initial or reconsideration levels (reconsideration is the first level of appeal). Admittedly, this would not be the majority of cases.
Situations allowing for faster decisions
For instance, if an individual has a disabling condition, of a physical or mental nature that a) fits the criteria of a QDD (quick disability decision) decision case, b) is a condition that is on the compassionate allowance list, c) is a terminal condition, or d) the severity of their condition satisfies the criteria of a Social Security impairment listing, they are fairly likely to qualify and be awarded benefits in a short space of time.
Approvals under one of these conditions--with the exception of being awarded on the basis of a disability listing, which often occurs at all levels of the system--will nearly always take place at the initial claim, or disability application, level. This is because disability examiners at the various DDS (disability determination services) agencies in the nation have been increasingly trained to identify cases that meet QDD, compassionate allowance, or terminal illness criteria.
The time required for most decisions
When cases do not fit into one of these scenarios, disability decisions are usually rendered in 90-120 days. This is, of course, a processing goal of the Social Security Administration and perhaps an accurate reflection of the time involved for the majority of claims. Some claims will receive a disability decision much sooner, while other cases may take six months or longer.
What determines how fast an initial, or disability application decision may be made? As this site repeatedly states, the time required for a decision is largely a function of how long it takes a disability examiner to get the claimant's medical records gathered. There is a certain amount of time required for the examiner to actually review the records after they are obtained, very often in combination with information regarding the claimant's work activity. However, for the most part, the single largest delay is...the time it takes to acquire the records.
This is exactly why, when an examiner has difficulty obtaining the records a case may drag on for months, or make it necessary for a Social Security medical exam to be scheduled (these exams are usually scheduled when the examiner cannot locate evidence that addresses a specific medical condition, or the evidence in the file consists of old medical records).
Submitting medical records yourself
Very often, of course, such delays can be avoided by supplying fairly detailed information when filing for disability. In some cases, individuals who submit their medical records when they file a claim at a Social Security office can avoid months of processing time.
However, claimants who submit their own copies of their records should be sure to include:
A) Recent medical records. Social Security will need records not older than 90 days in order to approve a disability claim.
B) Records that go as far back as the time they became disabled. Older records are necessary to document a claimant's onset date which can affect the amount of back pay they are eligible to receive and when their eligibility for medicare may begin.
Note: Claimants who are approved for title II Social Security Disability benefits may receive medicare, while individuals who are approved for title 16 SSI may receive medicaid.
Being denied lengthens the process
In the majority of cases, though, a claim will be denied at the disability application level, forcing the claimant to pursue their case through the Social Security Administration's appeal process.
Because the appeal process is usually dependent on filing two separate appeals (the request for reconsideration appeal, and, secondly, the request for hearing before an administrative law), it is difficulty to predict how low long it will ultimately take a claimant to win their benefits.
Reconsideration appeals can often take 60 days or less, and--assuming that the reconsideration is denied and a hearing must be requested, which is usually the case--the time required to request a hearing, have it scheduled, and then receive an answer from a judge may take well over a year.
Added to this amount of time is the amount of time that is expended in the initial disability application phase and the total process can easily stretch out to two years, start to finish.
For most claimants, winning disability benefits will involve having to pursue their Social Security or SSI claims to a hearing before an administrative law judge. This is the level of the system where, typically, it would be best to have representation. Fortunately, it also the level where claimants will generally have their best chance of being approved.
Approval rates on disability claims at the various levels
Statistics do vary in different states. However, on a national average basis, one-third of initial claims, or disability applications, are approved. This means that seventy percent are likewise turned down. For those who choose to appeal and file a request for reconsideration, the rate of denial will be even higher, approaching 85 percent in many states.
The high rate of denial on a reconsideration is not surprising when one considers several facts: the reconsideration process is identical to the initial claim process; the reconsideration appeal is handled by the same agency (DDS, or disability determination services), only this time by a different disability claims examiner; the reconsideration appeal usually occurs very shortly after the initial claim has been denied, i.e. not much has usually changed in terms of the medical evidence .
The approval rates and denial rates at the first two levels are markedly different from the disability hearing level where unrepresented claimants will have, on average, a forty percent chance of being approved and represented claimants may win as much 62 percent of the time.
At the hearing level, of course, both the claimant and their disability attorney, or non-attorney disability representative, will both appear before an administrative law judge after having presented medical evidence aside from that which was gathered by the social security administration at prior levels.
Note: Because over a year's time will usually pass between the first appeal (the reconsideration), and the second appeal (the hearing), it is absolutely necessary that new records be obtained and submitted to the judge.
Additionally, cases are made much stronger when the claimant's representative will have obtained a strong supporting physician statement from the claimant's treating physician, or physicans if the claimant has more than one. Disability judges are significantly more likely to give evidentiary weight to such statements while disability examiners at the first two levels often do not.
All this said, your initial disability claim, ie. disability application, usually takes about 90-120 days to process. Initial claims can potentially take much longer, especially if consultative medical exams--paid for by social security--are scheduled (especially if they are scheduled and missed), or if the claimant has undergone recent heart or eye surgery, or has had a stroke. In those cases, social security will defer a decision on the case for three months to allow time to properly assess the individual's recovery.
For the most part, however, the majority of disability applications will be decided in under 120 days, with approximately 30 percent of claimants meeting the qualifications for disability.
Reconsideration appeals tend to proceed much more quickly. This is because the reconsideration is essentially just a repeat of the initial claim, except that most of the medical evidence has already been gathered and is recent enough to be used by the reconsideration-level disability examiner. Reconsiderations usually take 60 days or less.
In the case of adisability application or a request for reconsideration, the longest delay will usually be attributable to how long it takes the examiner to get the claimant's medical records (again, why it is so important to supply detailed information regarding one's medical history).
For those who are denied at the first two levels and have to have an administrative law judge hearing, the process may take many more months. In the case of a hearing, however, the wait is not simply for a decision from a disability judge. The primary wait involving a hearing actually concerns the scheduling of a hearing date, which is dependent on how backlogged a particular hearing office is.
This part of the process can take a year or more in many parts of the country. On the bright side, the social security administration is actively working to reduce the wait time for a hearing. In prior years, the wait often exceeded two years for hearing offices in certain parts of the country.
As you can see, the disability process can, and often is, a lengthy process, and you may not get Social Security benefits or SSI the first time you file, meaning on your initial claim.
However, statistically, those who appeal their claims following a denial will typically stand a very good chance of eventually qualifying for disability, usually at the hearing level before a federal judge.
Social Security Disability and SSI Resource Center
The Most Basic questions about Getting Disability Benefits
Social Security Disability SSI and whether or not you can work
Common Mistakes to avoid after being denied for Disability
Social Security Disability SSI Questions and Answers
More Social Security Disability SSI Questions and Answers
Common Questions about Social Security Disability and SSI
Winning Social Security Disability or SSI Benefits
The SSI Disability Benefits Program
Social Security Disability SSI and Doctors - Yours and Theirs
Social Security Disability and SSI Claim Reviews
Social Security Disability SSI System and Benefits for Children
Denials, Appeals, and Getting a Disability Lawyer or Representative
What you should know about Social Security Disability and SSI Denials
Questions about Disability Lawyers and Hiring a Disability Attorney
Various Types of Benefits including SSI, Mental, and Child benefits
Social Security and SSI based on Mental Disability
Social Security Disability or SSI Benefits for Children
Disability Benefits through Social Security
Filing for Social Security Disability or SSI Benefits
Social Security Disability SSI: Medical Evidence and Records
Filing your claim for disability benefits
Eligibility for receiving disability benefits
Resources on this site
Social Security Disability, SSI Terms and Definitions
Previously answered questions regarding SSD and SSI
About the Author of SSDRC, Tim Moore
The SSDRC Disability Blog
For Individuals living in North Carolina
Disability in North Carolina
North Carolina Disability Lawyer
Getting disability in North Carolina
How long does it take to be approved for SSI or Social Security disability?
How long does it take to get a decision on Social Security disability or SSI?
How Long Does It Take To Get Disability Benefits When You First File?
How long will it take to start getting disability benefits after you have received an award notice?
How Long Can You Receive Social Security Disability Benefits?
How long does it take to appeal a disability case?
How long does it take for the disability decision in North Carolina?
How long does it take to receive North Carolina disability benefits after you are approved?
How Long Will It Take For A Decision Letter For Social Security Disability?
Do you get SSI back benefits from the time you were disabled?
How many SSD or SSI denials will you get before being approved?
Qualifying for disability in California
How do I apply for disability in Benefits in California
Applying for Disability in California
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria