HOW LONG CAN YOU RECEIVE SOCIAL SECURITY DISABILITY BENEFITS?



How Long Can You Receive Social Security Disability Benefits?



 
There is no expressed time limit for SSDI, or receiving disability benefits at the time of their full retirement age automatically convert over to full retirement benefits.

However, this does not mean that there are no situations that could potentially terminate an individual's entitlement to disability benefits. For instance, if a person is receiving Social Security Disability or adult child disability benefits on a parent's record, their benefits can be terminated for work activity.

The rules of SGA (substantial work activity) performance apply to disability benefits, meaning if a person earns over the SGA monthly earnings limit (to see the limit: the SGA work earnings limit for social security) there is a possibility that their disability benefits could be suspended or even terminated. If fact, work activity is one of the most common causes of disability benefit termination.



Of course, there are other reasons for termination of SSDI disability eligibility prior to full retirement. Social Security does periodic disability reviews on all disability beneficiaries to determine if they still meet the guidelines of Social Security Disability medical entitlement. If the medical review indicates that an individual has had medical improvement, the individual's disability benefit will be terminated.

Some SSDI disability beneficiaries will lose their disability benefits due to non-disability factors. Individuals receiving adult disabled child's disability benefits will lose their eligibility for disability benefits on their parents record if they marry someone who is not disabled or is receiving SSI (Supplemental Security Income disability).

How long can you receive disability benefits? Other than the above mentioned scenarios, most individuals who are approved for disability benefits will remain on those benefits for the rest of their lives or until their disability benefit converts to full retirement benefits as long as they continue to meet the definition of Social Security Disability and SSI disability.


About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.







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