How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay
Working and Disability - Are You Allowed to Work While Receiving Social Security Disability or SSI?
You are allowed to work while receiving Social Security Disability or SSI, and you are allowed to work while having initiated applying for benefits.
In the case of a pending claim, i.e. you have filed a disability application, you can do this as long as your earnings do not exceed the earnings threshold for the SGA limit. SGA stands for substantial gainful activity and it corresponds to a specific dollar amount that you cannot exceed. If your gross monthly earnings exceed this amount, you claim will be denied for SGA because it is the social security administration's position that if you can make this amount you are not functionally limited enough to be considered disabled (to see the current SGA amount: the Social Security Disability and SSI earnings limit).
If you are already receiving title 2 Social Security Disability benefits, SGA-level earnings are still an issue; however, SSA (the social security administration) does offer benefit recipients the opportunity to try working without necessarily giving up their benefits altogether.
Social Security has devised a trial work system that assumes that even though a person who is on disability may try to go back to working, this does not necessarily mean that they will be successful. In fact, they may attempt going back to a job only to find that their condition makes it impossible for them to stay engaged in work activity for very long.
The trial work system used by SSA is set up in this way: If a person who is receiving Social Security Disability benefits goes back to work, they may earn as much as they like, even going over the SGA limit that is in effect for the given year, for nine full months. For those nine trial work months, there is no limit to how much the recipient can earn. However, if the individual is exceeding the earnings limit (SGA) in the tenth month, their benefits will be stopped.
What if you go back to work for a number of months but do not earn over the SGA limit in all of those months? For a month to count as a trial work month, your earnings must be up to the SGA limit. If your earnings are not at least as much as SGA, the month will not count.
The nine trial work months do not have to be consecutive. Also, the total number of trial work months that are accumulated can occur anytime in a rolling 36 month period. All of this means that benefit recipients have a fair amount of flexibility to try various attempts at returning to work.
One of the most important things to keep in mind when receiving Social Security Disability benefits and attempting work activity is to keep the local social security office updated on any work that is engaged in. By informing the local office of work activity, they can track your use of trial work months. This can also help you to avoid going into a situation where you continue to receive benefits that you are not eligible for (for example, if you have used all your trial work months).
If you receive benefits for which you are not monetarily eligible, you will incur an overpayment that will need to be addressed by either seeking a waiver (under the assertion that you cannot repay the overpayment or that the overpayment was not your fault), or by working out a payment arrangement that typically involves having a portion of your monthly disability benefit deducted to repay the debt.
If you are already receiving title 16 SSI disability benefits, there is no trial work period. Your eligibility for SSI will ultimately be subject to the SGA limit on how much you can earn; however, what you receive in SSI monthly benefits may also be reduced by a certain amount based on how much you are earning. Above a certain amount of earnings (which may change from year to year), SSA may deduct one dollar of SSI monthly benefits for every two dollars that are earned. Again, as with SSD, it is important to report work activity to avoid an overpayment and/or a cessation of monthly benefits.
What is the Social Security Disability SSI list of impairments?
Can you work while getting or applying for Disability?
How Often Does Social Security Approve Disability The First Time You Apply?
Tips for getting Social Security Disability or SSI benefits approved
What medical conditions will get you approved for disability?
What kind of Mental Problems Qualify for Disability?
Receiving a Disability Award Letter
Conditions Social Security will recognize as a disability
Previously answered questions regarding SSD and SSI
Applying for disability in your state
Most popular topics on SSDRC.com
Social Security Disability SSI Questions
The listings, list of disabling impairments
Can a mental illness qualify you for disability?
Disability Lawyers prevent unnecessary denials
How much Social Security Disability SSI back pay?
How to apply for disability for a child or children
Filing a Social Security Disability SSI application
Filing for disability - when to file
How to apply for disability - where to apply
Qualifications for disability benefits
How to Prove you are disabled and Win your Disability Benefits
Qualifying for Disability - The Process
How to get disability for depression
Getting disability for fibromyalgia
SSI disability for children with ADHD
What is the Application Process for Social Security Disability and SSI?
Common Mistakes to avoid after being denied for Disability
Social Security Disability SSI Exam tips
More Social Security Disability SSI Questions
Social Security Disability SSI definitions
What makes you eligible for Social Security Disability or SSI?
New and featured pages on SSDRC.com
Who can help me file for disability?
Are You Allowed to Work While Receiving Social Security Disability or SSI?
What is an unsuccessful work attempt?
If my medical condition keeps me from working will I get Social Security Disability?
Can’t Work In My Old Job, How Does Social Security Disability Consider This?
Social Security Disability And Trial Work Months: You are allowed to Work
Medical Disability - How does Social Security view your work and medical records
Is there a Maximum I can Work and Make if I am on SSD or SSI Disability Benefits?
Working while getting Disability - Is it Possible?
Can You Work While You Appeal Your Social Security Disability Decision?
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
Can I work without it affecting my Social Security Disability or SSI?
What happens if you are working when you file for disability or work after you apply for disability?
Will working part-time affect my SSD?
Working while on Social Security Disability and Not Reporting
What is SGA (Substantial Gainful Activity)?
If I Apply For Disability And Go Back To Work, Do I Need To Report This?
Are you allowed to work at all if you get Social Security Disability or SSI?
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Can you get temporary Social Security Disability or SSI benefits?
Permanent Social Security Disability
What is the difference between Social Security Disability and SSI?
Who is eligible for SSI disability?
Can I Be Eligible For SSI And Social Security Disability At The Same Time?
What makes a person eligible to receive disability benefits?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.
The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.
To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.