TEXAS SSI AND Social Security Disability

Is SSI the same as Social Security Disability in Texas?

Yes and no. SSI stands for supplemental security income and SSD stands for Social Security Disability (though social security is sometimes referred to as SSDI, which stands for Social Security Disability insurance). These are both separate disability programs that are administered by SSA (the social security administration) and when an applicant for disability benefits goes to a local social security office, their eligibility to apply in either program will be determined.

A person in Texas who has worked and earned a sufficient number of work credits will have an application taken for SSD disability benefits. A person who has not earned a sufficient number of work credits, or who has never worked (such as a minor child) will have an application taken for SSI benefits. In some cases, though, an individual who has worked enough to qualify for SSD--but whose benefit would be very low--may qualify to have separate disability applications taken in both the SSI and SSD programs.

Common questions about filing for disability in Texas

What are the differences between Social Security Disability and SSI? SSD benefit amounts will vary and will depend on how much a person paid into the system. With SSI, a person may receive the full SSI amount, or a reduced amount. The reduced amount may be due to a shared household situation or work earnings.

SSI comes packaged with medicaid, whereas SSD comes with medicare coverage (which kicks in after a 24 month waiting period). SSI is subject to limitations on how much a person can have in assets. SSD does not have this limitation at all. Both programs are subject to the substantial gainful employment earnings limit if a person attempts to engage in paid employment while on disability.

Regardless of whether or not an applicant has an application taken in the SSD (Social Security Disability) or SSI (supplemental security income) program, or in both programs (this is known as a concurrent case), the evaluation process that is used to determine eligibility for disability benefits is still the same.

What is the process? It basically goes like this: a person seeking benefits will contact their local social security office and request that an application for disability be taken. Sometime following this, an interview will be conducted and an application will be taken that includes information on the claimant's various disabling conditions and their various sources of medical treatment (doctors, hospitals, etc).

Sometime after the application has been completed, it will be forwarded to an agency that specializes solely in rendering medical determinations on ssd and ssi disability claims, which, in most states, is referred to as DDS, or disability determination services.

It is at this particular agency that a disability applicant's medical records will be gathered and evaluated, and, eventually, a decision on an SSI or SSD disability claim will be made.

Unfortunately, whether an applicant's claim is for Social Security Disability or SSI disability, the process will, in most cases, take a number of months. How long will it take exactly? There is no way to know, but on average an initial claim will take at least three to four month, though the time to process a case can easily exceed 6 months or longer.

And, of course, if the initial is denied and turned, as is the case with most SSD and SSI applications, the applicant will be faced with the prospect of having to follow the SSA appeal process, making the need to hire a social security lawyer even more of a necessity.

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

Most popular topics on SSDRC.com

Social Security Disability in North Carolina

Common Mistakes to avoid after being denied for Disability

Tips to Prepare for Filing for Social Security Disability or SSI

Advice to Win SSD and SSI Benefit Claims

Social Security Disability SSI Questions

What is the difference between Social Security Disability and SSI?

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

What makes you eligible for Social Security Disability or SSI?

General information

Filing for disability in Texas
What are the qualifications for disability in Texas?
When do you file for Texas disability benefits? - when you become disabled
SSI vs Social Security Disability in Texas
Winning a Social Security Disability or SSI award in Texas
Disability for depression in Texas
Disability approval process - Getting disability in Texas
Resource links for Filing a Texas disability application
Can I apply for temporary and later permanent Disability in Texas?
How much can I get from Social Security Disability in Texas?
Eligibility and qualifying for disability in Texas
Social Security Disability Status in Texas

Disability appeals in Texas

What if you get denied disability in Texas?
Can you avoid a Social Security Disability Denial in Texas?
The Social Security Disability and SSI appeals process in Texas
Starting an appeal on a disability claim in Texas
What are the chances of winning a disability appeal in Texas?
How many disability appeals do you get in Texas?
Filing a Texas Disability Appeal

Disability Hearings in Texas

How long does it take to get a disability hearing decision in Texas?
Going to and getting ready for a disability hearing in Texas
Don't waste your Texas disability hearing - be prepared
Qualifying for disability at a hearing in Texas

Texas Disability Attorney questions

Get a qualified disability attorney, lawyer, advocate in Texas
Should you get help from a disability attorney in Texas if you have not filed yet?
What does a disability lawyer in Texas do to help you win benefits?
How Much Are The Fees For A Disability Lawyer In Texas?
How do Disability Lawyers in Texas get paid their fees?
Qualifying For Disability in Texas, will I qualify?

What happens if I file a disability application and it is denied by a disability examiner or Judge?