Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

You should file for disability benefits in Texas as soon as you become disabled

Because the disability process (and this goes equally, of course, for Social Security Disability and SSI disability benefits) can be so long, not to mention emotionally draining and financially devastating, you should file for disability soon as you become disabled (What makes you disabled for SSD, Social Security Disability Benefits, OR SSI?).

That's the short answer to the question of when a person should file for disability in Texas. Here's a more detailed answer. Since, in the Social Security Administration's eyes, you cannot be working and earning above a certain amount each month and still be considered disabled, you should file for disability as soon as your condition restricts your ability to work and earn at least a certain amount in monthly gross earned income.

What is this gross monthly earnings cap, above which you are not considered disabled? This amount is referred to as SGA, or substantial gainfuly activity, and the amount changes each year. It is subject to change and in the last few years has changed every year as an adjustment for inflation. Too see the current SGA limit on earned income for those who are either A) applying for disability or B) receiving disability benefits, you may wish to view this page: SGA limit on earned income for disability beneficiaries. Remember: if you earn at least this much, you are not eligible to receive Social Security Disability or SSI benefits no matter how bad your physical and/or mental condition was. And this pertains even to cases in which an individual's condition actually meets a listing.

Common questions about filing for disability in Texas
Why you should file for disability as soon as possible

The most basic reason is that the process is long and claims are often denied at the first two levels of the system. Disability applications tend to take 3-4 months to process to a decision. Sometimes they take considerably longer. With a denial rate of approximately 70 percent nationwide on initial claims and a denial rate of 67.4 percent in Texas in a recent year, this means that most applicants will need to file a request for reconsideration appeal.

However, reconsiderations have an even higher turn-down rate. In the same recent year in Texas, reconsideration appeals had an 87.4 percent denial rate. Therefore, these same claimants were forced to file the second appeal, the request for a disability hearing. At the hearing level in Texas in that same year, 59.8 percent of cases heard by judges were approved. Less than half.

However, if you count these individuals plus those who were actually approved at the disability application and reconsideration levels, it turns out that about 75 percent of applicants can expect to be approved for SSD or SSI as long as they pursue the appeals process at least as far as the level of a hearing involving a judge.

Can you still file for disability even if you are working at the time? Yes, but as was mentioned, if your monthly gross earnings are at the SGA level or higher, you will not be eligibile to actually receive benefits. In fact, though your application will be taken, it will be very quickly denied (this is called a technical denial) without the benefit of ever having gone through the medical evaluation process.

How do you go about making an application for Social Security Disability benefits in Texas?

If you are disabled and unable to work, you should contact your nearest social security office as soon as possible. This is literally all you need to get the ball rolling for a disability application.

Once you get someone on the line, simply inform them that you need to file for disability benefits. That by itself will get the application process started. At that point, arrangements will be made for you to be interviewed either at a local social security office, or, perhaps more conveniently, over the phone.

Whether your disability application will be for SSDI (Social Security Disability Insurance) or SSI will be determined by the social security office (meaning you will have no control over this).

How does this determination get made? If the disability application is for a minor, the claim will be for SSI. If the disability application is for an adult who has worked but has an insufficient number of work credits to quality for SSDI, it will also be for SSI.

However, if the disability application is made by an individual who has paid a sufficient amount into the "system", meaning that they have achieved insured status, the application will be for SSDI, most commonly referred to as Social Security Disability.

Return to:  Social Security Disability Resource Center, or read answers to Questions

General information

Filing for disability in Texas
What are the qualifications for disability in Texas?
When do you file for Texas disability benefits? - when you become disabled
SSI vs Social Security Disability in Texas
Winning a Social Security Disability or SSI award in Texas
Disability for depression in Texas
Disability approval process - Getting disability in Texas
Resource links for Filing a Texas disability application
Can I apply for temporary and later permanent Disability in Texas?
How much can I get from Social Security Disability in Texas?
Eligibility and qualifying for disability in Texas
Social Security Disability Status in Texas

Disability appeals in Texas

What if you get denied disability in Texas?
Can you avoid a Social Security Disability Denial in Texas?
The Social Security Disability and SSI appeals process in Texas
Starting an appeal on a disability claim in Texas
What are the chances of winning a disability appeal in Texas?
How many disability appeals do you get in Texas?
Filing a Texas Disability Appeal

Disability Hearings in Texas

How long does it take to get a disability hearing decision in Texas?
Going to and getting ready for a disability hearing in Texas
Don't waste your Texas disability hearing - be prepared
Qualifying for disability at a hearing in Texas

Texas Disability Attorney questions

Get a qualified disability attorney, lawyer, advocate in Texas
Should you get help from a disability attorney in Texas if you have not filed yet?
What does a disability lawyer in Texas do to help you win benefits?
How Much Are The Fees For A Disability Lawyer In Texas?
How do Disability Lawyers in Texas get paid their fees?
Qualifying For Disability in Texas, will I qualify?

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages provide answers to basic questions about pursuing disability benefits

Disability qualifications - Who will qualify is based on functional limitations
What do you Need to Prove to Qualify for Disability Benefits?
How to file for disability and the information needed by Social Security
What conditions do they Award Disability Benefits for?
How does back pay for Social Security disability work?
What makes you eligible for Social Security Disability or SSI? Part I
To get a Social Security Disability or SSI Award do you have to have a Permanent Disability?
Social Security Disability Status - when should I call to check
Do Lawyers Improve The Chances of Winning Social Security Disability or SSI?
What is qualifying for disability based on?
How to qualify for disability - The Process of Qualifying for Benefits
Receiving a Social Security Disability Award Letter
How long does it take to get disability?