Can you work and apply for disability in Colorado?



Working while you apply for disability in Colorado



 
Yes, you can work and apply for disability in the state of Colorado and this is true of any state as the SSDI (Social Security Disability) and SSI system is federal.

Social Security views an individual's ability to work and their potential eligibility for disability benefits in this way: if you are capable of working and earning more than a certain amount while engaged in work activity, then you are not considered disabled. If you are working, however, and your earnings do not meet a certain minimum level each month, and you also have a severe impairment that has either lasted a full year, or can be estimated to eventually be disabling for a full year, then you may potentially be considered disabled and eligible to receive SSDI or SSI benefits.

Work activity that is at the level at which a person becomes ineligible for disability benefits is called SGA, or substantial gainful activity. The SGA limit is the amount of gross monthly income that serves as the earned income limit for anyone either filing for disability or receiving disability.

To see the current SGA limit: SSDI and SSI work earnings limit.

Many people falsely assume that a person cannot work and apply for, or receive disability, but the actual truth is that a person can work and receive benefits as long as their earnings are below the SGA limit. The reasoning behind this is that while individuals who are disabled may possess some residual ability (this is measured by residual functional capacity) to perform work activity, their disability medical condition will cause them to have enough functional limitations so that their earnings will be limited.


About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.







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