Requirements for SSI Disability in Colorado

What are the SSI disability requirements?

To be considered for SSI disability, a person must not have total assets in excess of $2000 for an individual and $3000 for a couple. However, this is for SSI only. SSD, or Social Security Disability (also known as SSDI, or Social Security Disability Insurance) has no asset resource limitation whatsoever.

For all disability claims considered by the Social Security Administration, a claimant must have a condition that is 1. Severe, 2. Lasts one full year (you do not have to wait a full year before applying for disability since a disability examiner can review the medical evidence and make a projection as to whether your condition will last that long), and 3. Prevent you from working and earning what is considered to be a substantial and gainful income. This is basically the definition of disability used by Social Security.

The requirements for receiving SSI disability in Colorado or any other state are the same as for SSD, or Social Security Disability. After filing for SSI disability, your medical records will be reviewed to determine if you have a medical condition that meets a listing in the Social Security list of conditions. If you satisfy the criteria of a listed impairment, which can be difficult, you may be approved for disability.

However, most approved claimants are approved on the basis of not one but several conditions, which are often a combination of physical and mental impairments. This is why it is highly to one's advantage to list all known medical conditions on the application.

For the majority of claimants, a decision will be made based on whatever functional limitations a person is thought to possess as revealed by their medical records. If you are found to be unable to return to your past work and are also thought to be unable to do some type of other work (which is based on a consideration of vocational factors such as age, education, and job skills), you may be approved for disability.

It is often the case that in addition to gathering your medical records, SSA may also send you to one or more medical exams to gather recent medical documentation. These are known as CE, or consultative exam, appointments.

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

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