What Conditions Qualify for Disability in Colorado?

What conditions qualify for disability in Colorado?

If you are living in Colorado or any state as both SSDI and SSI are federal, and you have a disabling condition that prevents you from working or you are working but your earnings are under SGA (SGA stands for substantial gainful activity, which means working at a level that makes you ineligible for disability--See the current SGA earnings limit), you may qualify for SSD and/or SSI disability monthly benefits. And this is regardless of your specific condition.

Any medical or mental condition could qualify you for disability provided that the severity of your condition can be confirmed through objective medical evidence. Social Security Disability programs are geared toward residual functional capacity (RFC) rather than specific conditions.

There are cases in which a person will be able to meet the criteria of a physical or mental condition in the disability listings. However, meeting listing criteria is difficult due to how specific it is. Most individuals who are given a disability award are approved on the basis of the limitations they have as a result of several medical conditions.

Most often on a disability claim, an individual will list several conditions. And very often, these will be a combination of both physical and mental impairments. Because disability examiners consider the total effect these conditions have on a person's ability to engage in normal activities of daily living, it is obvious that it is important for a person to list every single condition when they file for disability benefits.

If your condition causes significant limitations to your activities of daily living, including work activity, you have a chance of qualifying for disability. In Colorado, you can file your claim for disability by contacting your local Social Security office. Additionally, you could file for disability using the online disability process found at www.ssa.gov; however, it is my opinion as a former disability examiner that it is typically to a claimant's advantage to apply for disability in person at a Social Security field office where questions can be directly asked and answered with a live individual.

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

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