How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay
Can I work without it affecting my Social Security Disability or SSI?
If you have been approved to receive disability benefits under the Social Security Disability or SSI disability program, you need to be very careful about any work activity you may engage in. Work activity can potentially trigger a review of your case. This is even more so for claimants who have been approved for disability on the basis of a mental impairment.
Having said that, the social security administration does have provisions for work activity even for individuals who have been found to meet the SSA definition of disability. In this article, we'll define certain key concepts that apply to work activity and social security.
1. Unsuccessful work attempt - Many individuals attempt to go back into the workforce at some point after being awarded disability benefits. In some cases, this is because the person has found it necessary to supplement their disability benefits in order to meet their living expenses. In other cases, it is because the person has a genuine desire to return to work or re-enter their profession for the purpose of advancement.
Due to their condition, or various conditions, of course, many individuals who attempt to work find that they cannot sustain their work activity. As a recognition of this reality, social security considers a UWA, or unsuccessful work attempt, as an attempt at working that does not last 90 days or longer. In other words, if you receive disability and re-enter the workforce, but do not make it past 90 days on the job, the attempt will not count against you.
2. SGA - SGA stands for substantial gainful activity. SGA is a gross monthly earnings amount. If a claimant works and their earnings do not match or exceed this amount, then it will not affect their case. If, however, they work and earn at least this amount, it may negatively affect their case depending on whether or not they have exhausted their trial work months. To see the current SGA limit: Substantial gainful activity limit.
3. Trial Work Months - Individuals who are approved to receive disability benefits are given the opportunity to try working again without automatically sacrificing their disability benefits. As previously mentioned, attempts to work that do not last 90 days may be classified as unsuccessful.
Social security also allows claimant a total of nine trial work months in which their earnings may match or exceed the limits for SGA work activity. If an individual works and earns at least the SGA earnings limit for nine months within a 36 month rolling period (in other words, these nine months do not have to be consecutive), then in the 10th month of earning at least the SGA income limit, their disability benefits will be stopped.
4. Overpayments - Overpayments generally occur as a result of work activity, often work activity that is not reported. Overpayments can result in benefits being stopped and huge debts to the social security administration. In certain cases, overpayments can be waived if the social security office finds that the individual is not at fault. If you are assessed with an overpayment, you may wish to request a continuation of benefits while you appeal the assessment.
However, if you are found to owe the original overpayment you will also owe any additional money that you received while you tried to fight the overpayment assessment. Overpayment situations can usually be avoided by reporting work activity as soon as possible.
What is the Social Security Disability SSI list of impairments?
Can you work while getting or applying for Disability?
How Often Does Social Security Approve Disability The First Time You Apply?
Tips for getting Social Security Disability or SSI benefits approved
What medical conditions will get you approved for disability?
What kind of Mental Problems Qualify for Disability?
Receiving a Disability Award Letter
Conditions Social Security will recognize as a disability
Previously answered questions regarding SSD and SSI
Applying for disability in your state
Most popular topics on SSDRC.com
Social Security Disability SSI Questions
The listings, list of disabling impairments
Can a mental illness qualify you for disability?
Disability Lawyers prevent unnecessary denials
How much Social Security Disability SSI back pay?
How to apply for disability for a child or children
Filing a Social Security Disability SSI application
Filing for disability - when to file
How to apply for disability - where to apply
Qualifications for disability benefits
How to Prove you are disabled and Win your Disability Benefits
Qualifying for Disability - The Process
How to get disability for depression
Getting disability for fibromyalgia
SSI disability for children with ADHD
What is the Application Process for Social Security Disability and SSI?
Common Mistakes to avoid after being denied for Disability
Social Security Disability SSI Exam tips
More Social Security Disability SSI Questions
Social Security Disability SSI definitions
What makes you eligible for Social Security Disability or SSI?
New and featured pages on SSDRC.com
Who can help me file for disability?
Are You Allowed to Work While Receiving Social Security Disability or SSI?
What is an unsuccessful work attempt?
If my medical condition keeps me from working will I get Social Security Disability?
Can’t Work In My Old Job, How Does Social Security Disability Consider This?
Social Security Disability And Trial Work Months: You are allowed to Work
Medical Disability - How does Social Security view your work and medical records
Is there a Maximum I can Work and Make if I am on SSD or SSI Disability Benefits?
Working while getting Disability - Is it Possible?
Can You Work While You Appeal Your Social Security Disability Decision?
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
Can I work without it affecting my Social Security Disability or SSI?
What happens if you are working when you file for disability or work after you apply for disability?
Will working part-time affect my SSD?
Working while on Social Security Disability and Not Reporting
What is SGA (Substantial Gainful Activity)?
If I Apply For Disability And Go Back To Work, Do I Need To Report This?
Are you allowed to work at all if you get Social Security Disability or SSI?
If you apply for disability in Florida
Will I qualify for disability Benefits in Florida?
Permanent Social Security Disability in Florida
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Can you get temporary Social Security Disability or SSI benefits?
Permanent Social Security Disability
What is the difference between Social Security Disability and SSI?
Who is eligible for SSI disability?
Can I Be Eligible For SSI And Social Security Disability At The Same Time?
What makes a person eligible to receive disability benefits?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.
The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.
To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.