How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

What happens if the Social Security Disability examiner cannot find all the needed medical records?

If the disability examiner cannot find all the needed medical records for a Social Security Disability or SSI Case, what happens?

Answer A): If the examiner cannot find medical records that show treatment for a particular condition, the examiner will probably have to schedule a CE, otherwise known as a consultative examination, and often referrred to as a social security medical exam.

Answer B): If the examiner cannot find current medical records, the examiner will also probably have to schedule a CE. This is because the social security administration requires that the decision on the disability claim is based on at least some current information. Current information is defined as information that is not older than 90 days. Why is current medical information important? Because to establish disability benefits, there must be sufficient proof that the claimant currently has limitations that are significant enough to prevent work activity.

In addition to this, the case must be strong enough for the disability examiner (or the judge if the case is at the hearing level) to believe that the claimant's state of disability will not be "durational". Durational denials on SSDI and SSI claims happen when the claimant is considered to meet the Social security definition of disability but it is also believed that the claimant's condition will resolve or improve to the point of non-disability within 12 months.

Now, can you be denied for SSDI or SSI if social security cannot find all your medical records, or cannot find certain records? There is no rule for this; however, as we've indicated, the ability of the examiner to approve a case depends on what evidence is available to establish limitations that rule out work activity.

The more evidence the examiner has, the easier it will be document the claimant's RFC, or residual functional capacity (what a person can still do, in spite of their disability, or various disabling conditions). Less evidence can translate to a diminished chance of receiving a social security benefit award.

Note: If the only evidence available to a disability examiner is the report of findings from a CE that has been scheduled by a disability examiner, then the outlook is very poor for the disability claim being approved. The medical exams that are scheduled by social security tend to be very brief, simple exams that do not provide much more information to the disability examiner than would be the case for a routine visit to one's doctor.

Adding to this, the independent physician who is paid by SSA (social security administration) to conduct the exam will probably know next to nothing about the claimant's medical history and, therefore, they will have nothing to relate their "ten minute session" with the claimant to. By and large, the only purpose for the consultative examination is so the disability examiner can state that they have current medical evidence in the file before a decision is made and the file is closed. Typically, of course, when there is little more in the file than the report from the CE, the outcome will be that the case is denied.

Claimants who file for disability very much need to have current treatment and also need to maintain regular treatment while their disability application is pendingn or their disability appeal is being reviewed. And, at the time of applying for disability, the claimant should make a strong effort to provide detailed information about their treatment sources. Claimants who apply at a social security office should never simply assume that SSA will be able to locate a Dr. Johnson on carver street.

Claimants can make the process easier and more complete by getting a list of all their various doctors before their disability application interview is done. The list should include all contact information as well as names of doctors. It should also include every single doctor and clinic from as far back as the claimant believes their disability may have begun.

This is important so that the earliest possible onset date can be determined which will potentially mean receiving a higher amount in Social security or SSI back pay.

It could also mean getting one's disability established before their coverage for Social Security Disability expires (all Social Security Disability cases have something known as a DLI, or date last insured, and this is the date up until which a person is covered for the program).

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

What does a Social Security Disability Examiner do?
Can I Talk To the Disability Examiner Working On My Case?
How Does A Social Security Disability Examiner Determine a Person’s Functional Limitations?
What happens if the Social Security Disability examiner cannot find all the needed medical records?
How long does it take for an examiner to review a disability case?
Will the the SSA Examiner Call or Contact me about my Social Security Disability or SSI Claim?
What tools are used by a Social Security Disability Examiner to Make a Claim Decision?
After you file for SSD, the Disability Examiner may contact you for additional information
Not enough accumulated quarters for disability, what do I do?
Can I get Retroactive SSI Disability Benefits?
If you apply for disability in in Colorado
Getting a Disability Lawyer in Colorado

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

What happens if I file a disability application and it is denied by a disability examiner or Judge?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.