How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Turned down 4 times for disability even though I worked for 30 years

(Some employers do not pay into the Social Security Disability system and this can later affect one's ability to draw SSD or SS retirement benefits.)

Good morning,

I recently found your posting on the internet about the ins and outs of disability. I appreciate you sharing your knowledge and experience with the public.

I have been turned down 4 times for disability. I became disabled in 2006 but did not start requesting disability assistance for a few years. I have been working since 1968 till 2005. From 1975 to 2005 I was a law enforcement officer. That is 30 years of my life. What I found out was the City has some type of "out" in regards to deducting social security from our pay checks.

The reasons I have received from Social Security is I don't have enough accumulated quarters (because the last 30 years didn't count).

I am trying to support my family and home on a retirement check from the City. My wife does not work. Nowadays, who can support everything on a retirement check? I did manage to get Social Security to give me Social Security retirement. Again, SS in not helping as much as they could, according to the scale, I should be eligible for between $800.00 to $900.00 per month. They cut that back because I have retirement from the City. Now I only receive $284.00 a month.

I feel I deserve the benefit of SS disability, I have paid my dues. What really gets me, there are people out there that are getting disability who have never worked a day in their lives and are getting full disability benefits, some of them are from different countries and never worked in the US at all. I have personal knowledge of at least one case of this.

I feel I am being strongly ignored and no one associated with Social Security cares one little bit about my situation. This opinion was formed from telephone calls, letters and in person office visits.

What can be done?

It seems you have had a rough time of it since you became disabled in 2006. The problem you have with regard to your benefit amount from Social Security is an offset that occurs for people who worked for employers who have not paid into Social Security over the years because their employers opted out.

There is not much to be done unless Congress gets rid of the WEP offset. Each year, a bill is put forth to eliminate this offset but it goes nowhere. The simple truth is that it is unlikely that Social Security (i.e. Federal Government) will ever put that through because it will cost more money.

Considering the climate we are in today with Congress trying to eliminate Social Security funding at every turn, I doubt anything will ever happen. I wish I had more to offer that could be of assistance to you but that offset affects civil service employees, some state government employees, individuals with foreign pensions, city employees, and any other people who worked for companies that opted out of Social Security tax withholding.

Essential Questions

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Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

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Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

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Social Security Disability SSI Questions

The listings, list of disabling impairments

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Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

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What is the Application Process for Social Security Disability and SSI?

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Related pages:

How many work quarters do you need to qualify for disability?
What If I Do Not Have Enough Work Credits For Social Security Disability Benefits?
What Determines If You Are Covered for SSDI - Social Security Disability Insurance?
How does social security define work quarters?
Not enough accumulated quarters for Social Security Disability, what do I do?

These pages provide answers to basic questions about pursuing disability benefits

What is qualifying for disability based on?
What do you Need to Prove to Qualify for Disability Benefits?
Social Security Disability Status - when should I call to check
How do you prove your disability case if you have a mental condition?
What are the SSI disability qualifications for Adults and Children?
How Likely are You to Win Your Disability Case?
What Can I Do to Improve My Chances of Winning Disability Benefits?
Working while getting Disability - Is it Possible?
What is Social Security Back Pay?
What is the maximum back pay you can get for Social Security Disability?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.