Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

What Income Will Affect Your Disability Benefits? (Workers Compensation, Wages etc)

A couple types of income generally affect Social Security disability benefits: workman’s compensation and work activity (wages).

Work activity is any activity for which an individual receives pay for their services. The amount an individual earns can affect their eligibility to receive disability benefits on a monthly basis and may even lead to a termination of disability benefits altogether.

Social Security notices and informational mailings often explain the importance of monitoring your work activity while receiving disability benefits and reporting all work activity timely. If you do not report your work and Social Security determines that you should not have received payment because of your earnings, you will have an overpayment.

If you are receiving workman’s compensation, your Social Security disability will be offset (reduced) by the amount of workman’s compensation you are receiving. If your workman’s compensation benefits are stopped and you receive a settlement, your Social Security disability benefit may increase depending upon the language in your Workman’s compensation settlement.

The important thing to remember about Workman’s compensation and Social Security disability is that there is an offset of benefits and that a failure to report workman’s compensation benefits or settlements can cause you to have a large overpayment.

Supplemental Security Income disability also considers work activity. However, work is handled differently. SSI is a need-based program, therefore earnings are used to determine the monthly benefit of disability beneficiaries. Although SSI disability beneficiaries cannot be medically terminated because of work activity, their disability benefit can be stopped.

If an individual’s disability benefit remains inactive due to income or resources (i.e. assets) for a year or more, the individual will have to file a new disability claim should they wish to receive disability benefits again.

Unlike Social Security disability, other types of income may potentially affect your eligibility for SSI disability benefits. Long or short-term disability benefits, unemployment, workman’s compensation, rental income, or any other kind of income affects your eligibility for SSI benefits.

Related information: How much are you allowed to work and earn if you apply for or receive disability benefits?.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

If you do not have a significant earnings history, can you be eligible for disability payments?
SSI disability when you share household expenses
Receiving SSDI payments and working below the Social Security SGA limit
If You Get Workers Comp, Will You Get Disability From Social Security?
What Income Will Affect Your Disability Benefits? (Workers Compensation, Wages etc)
When a person that has been receiving SSD monthly payments dies, how is the last payment made?
If I get disability for a physical condition, can I receive more if I also have a mental condition?
Your Social Security Disability amount is based on your work history and earnings

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria