Social Security Disability Resource Center

Overview | How to Qualify | Applications
Requirements | How long it takes | Back Pay
Mental Disability | What is a disability? | Tips
SSI Benefits | How to Win | Disability Awards
Hearings | Appeals | List of Disabling Conditions

What Income Will Affect Your Disability Benefits? (Workers Compensation, Wages etc)

A couple types of income generally affect Social Security disability benefits: workman’s compensation and work activity (wages).

Work activity is any activity for which an individual receives pay for their services. The amount an individual earns can affect their eligibility to receive disability benefits on a monthly basis and may even lead to a termination of disability benefits altogether.

Social Security notices and informational mailings often explain the importance of monitoring your work activity while receiving disability benefits and reporting all work activity timely. If you do not report your work and Social Security determines that you should not have received payment because of your earnings, you will have an overpayment.

If you are receiving workman’s compensation, your Social Security disability will be offset (reduced) by the amount of workman’s compensation you are receiving. If your workman’s compensation benefits are stopped and you receive a settlement, your Social Security disability benefit may increase depending upon the language in your Workman’s compensation settlement.

The important thing to remember about Workman’s compensation and Social Security disability is that there is an offset of benefits and that a failure to report workman’s compensation benefits or settlements can cause you to have a large overpayment.

Supplemental Security Income disability also considers work activity. However, work is handled differently. SSI is a need-based program, therefore earnings are used to determine the monthly benefit of disability beneficiaries. Although SSI disability beneficiaries cannot be medically terminated because of work activity, their disability benefit can be stopped.

If an individual’s disability benefit remains inactive due to income or resources (i.e. assets) for a year or more, the individual will have to file a new disability claim should they wish to receive disability benefits again.

Unlike Social Security disability, other types of income may potentially affect your eligibility for SSI disability benefits. Long or short-term disability benefits, unemployment, workman’s compensation, rental income, or any other kind of income affects your eligibility for SSI benefits.

Related information: How much are you allowed to work and earn if you apply for or receive disability benefits?.

  • What medical conditions will get you approved for disability?

  • What kind of Mental Problems Qualify for Disability?

  • Which conditions will social security recognize as a disability?

  • Tips for getting Social Security Disability or SSI benefits approved

  • SSDRC Homepage:

    Social Security Disability and SSI Resource Center

    The Most Basic questions about Getting Disability Benefits

    Social Security Disability SSI and whether or not you can work

    Common Mistakes to avoid after being denied for Disability

    Social Security Disability SSI Questions and Answers

    More Social Security Disability SSI Questions and Answers

    Common Questions about Social Security Disability and SSI

    Winning Social Security Disability or SSI Benefits

    The SSI Disability Benefits Program

    Medical exams for disability claims

    Applying for Disability in various states

    Social Security Disability SSI and Doctors - Yours and Theirs

    Social Security Disability and SSI Claim Reviews

    Social Security Disability SSI System and Benefits for Children

    Denials, Appeals, and Getting a Disability Lawyer or Representative

    What you should know about Social Security Disability and SSI Denials

    Questions about Disability Lawyers and Hiring a Disability Attorney

    Frequently asked questions about getting Denied for Disability Benefits

    FAQ on Disability Claim Representation

    Disability hearings before Judges

    Selecting and hiring Disability Lawyers

    Various Types of Benefits including SSI, Mental, and Child benefits

    Social Security and SSI based on Mental Disability

    Social Security Disability or SSI Benefits for Children

    Disability Benefits through Social Security

    Filing for Social Security Disability or SSI Benefits

    Social Security Disability SSI: Medical Evidence and Records

    Filing your claim for disability benefits

    Eligibility for receiving disability benefits

    Info about Social Security Disability Approvals and Being Approved

    FAQ on Social Security Disability SSI decisions

    The SSD SSI Decision Process and what gets taken into consideration

    Resources on this site

    Social Security Disability, SSI Terms and Definitions

    Previously answered questions regarding SSD and SSI

    For Individuals living in North Carolina

    Applying for Disability in North Carolina

    North Carolina Disability Lawyer

    Related pages:

    If you do not have a significant earnings history, can you be eligible for disability payments?
    SSI disability when you share household expenses
    Receiving SSDI payments and working below the Social Security SGA limit
    If You Get Workers Comp, Will You Get Disability From Social Security?
    What Income Will Affect Your Disability Benefits? (Workers Compensation, Wages etc)
    When a person that has been receiving SSD monthly payments dies, how is the last payment made?
    If I get disability for a physical condition, can I receive more if I also have a mental condition?
    Your Social Security Disability amount is based on your work history and earnings
    Qualifying for disability in Missouri
    Will I qualify for disability in Missouri?

    These pages answer some of the most basic questions for individuals who are considering filing a claim.

    Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
    How to Apply for Disability - What medical conditions can you apply and qualify for?
    Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
    What happens if I file a disability application and it is denied by a disability examiner or Judge?
    How to Prove you are disabled and qualify to win disability benefits
    How do you prove your disability case if you have a mental condition or impairment?
    Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
    Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria