How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

What Income Will Affect Your Disability Benefits? (Workers Compensation, Wages etc)

A couple types of income generally affect Social Security Disability benefits: workman’s compensation and work activity (wages).

Work activity is any activity for which an individual receives pay for their services. The amount an individual earns can affect their eligibility to receive disability benefits on a monthly basis and may even lead to a termination of disability benefits altogether.

Social Security notices and informational mailings often explain the importance of monitoring your work activity while receiving disability benefits and reporting all work activity timely. If you do not report your work and Social Security determines that you should not have received payment because of your earnings, you will have an overpayment.

If you are receiving workman’s compensation, your Social Security Disability will be offset (reduced) by the amount of workman’s compensation you are receiving. If your workman’s compensation benefits are stopped and you receive a settlement, your Social Security Disability benefit may increase depending upon the language in your Workman’s compensation settlement.

The important thing to remember about Workman’s compensation and Social Security Disability is that there is an offset of benefits and that a failure to report workman’s compensation benefits or settlements can cause you to have a large overpayment.

Supplemental Security Income disability also considers work activity. However, work is handled differently. SSI is a need-based program, therefore earnings are used to determine the monthly benefit of disability beneficiaries. Although SSI disability beneficiaries cannot be medically terminated because of work activity, their disability benefit can be stopped.

If an individual’s disability benefit remains inactive due to income or resources (i.e. assets) for a year or more, the individual will have to file a new disability claim should they wish to receive disability benefits again.

Unlike Social Security Disability, other types of income may potentially affect your eligibility for SSI disability benefits. Long or short-term disability benefits, unemployment, workman’s compensation, rental income, or any other kind of income affects your eligibility for SSI benefits.

Related information: How much are you allowed to work and earn if you apply for or receive disability benefits?.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

If you do not have a significant earnings history, can you be eligible for disability payments?
SSI disability when you share household expenses
Receiving SSDI payments and working below the Social Security SGA limit
If You Get Workers Comp, Will You Get Disability From Social Security?
What Income Will Affect Your Disability Benefits? (Workers Compensation, Wages etc)
When a person that has been receiving SSD monthly payments dies, how is the last payment made?
If I get disability for a physical condition, can I receive more if I also have a mental condition?
Your Social Security Disability amount is based on your work history and earnings

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

Qualifying for disability in Missouri

Will I qualify for disability in Missouri?

What happens if I file a disability application and it is denied by a disability examiner or Judge?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.