Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

Do You Qualify For SSDI Benefits from SSA? (Social Security Disability Insurance)

If you are about to undertake the process of applying for Social Security disability insurance (SSDI) there are a few things to know in advance about whether or not you qualify. There are certain requirements that must be met to be awarded disability benefits. Since the process is so in-depth and can be quite lengthy, it helps to know in advance if you can potentially qualify for disability before you begin the process. Being awarded benefits can take as little as 3 to 4 months, and can possibly take up to 6 months, a year or even longer than a year in some cases.

Here are some qualifying factors for SSDI that you should take into account before applying:

1) You must have a physical or mental medical condition that prevents you from working. This must be proved by medical documentation that outlines exactly how you are disabled and the limitations that apply. There are exceptions to this rule. If you have an ability to work, you must not make more than the allowable earnings limit (SGA) per month. If you make more than the monthly SSA job earnings limit, you will not be qualified for SSDI.

2) Your medical condition must be expected to result in death or it must have already lasted, or be expected to last, for over a year. If the condition will not result in death and cannot be expected to definitely last for at least a year, you will not be qualified for SSDI.

3) In addition to having a medical condition which prevents you from working and is expected to result in death or last for at least a year, you must have also paid social security payroll taxes. If you have not paid these taxes over a specific period of time, you may not be insured and may not qualify for SSDI.

4) While you may not be able to engage your previous work due to your disability, you also must not be able to engage in any work you have held over the last 15 years, or any other type of work that is available to you. When determining what type of work you may be able to do the Social Security administration takes your past experience, skill set, age and education level into account. If there is another type of work you are qualified for and can do regardless of your disability, you may not be qualified for SSDI.

5) One last thing to consider is whether or not your disability is listed in the SSA’s list of disabling impairments. If your disability is listed you may be automatically disabled. If you disability is not listed, do not give up hope; Social Security may decide that you disability is equal to an impairment on the list.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

Who qualifies for disability? - Qualifying is based on evidence of functional limitations
How to qualify for disability - The Process of Qualifying for Benefits
To qualify for Social Security disability or SSI, how severe must a condition be?
Can You Qualify for Disability if you did not work much?
How Do You Qualify For Disability without Money To Go To the Doctor?
The Qualification Criteria for Social Security Disability
What If You Did Not Work Long Enough To Qualify For Disability?
Qualifying for disability benefits with the social security administration
Qualifying for Disability - What is Social Security Looking for?
Do You Qualify For Social Security Disability Insurance?
What do you Need to Prove to Qualify for Disability Benefits?
What kind of Mental Problems Qualify for Disability?
Do You Have To Qualify For SSI Financially?
How does work qualify you for disability? (work credits)

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria