Social Security Disability Resource Center
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Requirements | How long it takes | Back Pay
Mental Disability | What is a disability? | Tips
SSI Benefits | How to Win | Disability Awards
Hearings | Appeals | List of Disabling Conditions
Do You Have To Qualify For SSI Financially?
Social Security uses the same medical determination process to medically qualify you for Social Security disability and SSI disability. While the same medical determination qualification process exists for both programs, SSI disability applicants must also meet income and resource requirements to qualify for disability benefits.
Social Security reviews income and resources (resources is term that Social Security uses for "assets") at the time of your initial disability application, and again if you are medically approved for disability benefits.
In this sense, you do have to qualify for SSI financially even when you already medically qualify for disability. SSI is a need based disability program and like most other social help programs there are financial requirements.
The SSI disability program resource limit is $2000.00 for an individual and $3000.00 for a couple. SSI resource limits have been the same for many years, however they are subject to change should Social Security determine to do so.
Social Security allows an individual or couple to exclude one vehicle (usually the highest valued) and the home and land they live on. All other resources (i.e. land, stocks, bonds, houses, 401K account, or any other resource that can be easily converted to cash) are counted against the resource limit.
The SSI income limit is somewhat more subjective in that the limit amount is subject to other variables such as household composition when work earnings are involved. In this kind of situation, we are speaking of work income provided by a spouse rather than the disability beneficiary.
Social Security allows more income to be earned through work if the family is larger. The income limit amount of a family of six is more than the income amount limit of a family of four.
While Social Security allows for more income to be earned by a non-disabled spouse, the disability applicant is still bound by SGA rules. If an SSI applicant has earnings over the SGA limit, their disability claim is denied.
There are types of income other than work that could cause an applicant not to financially qualify for SSI disability benefits. Income derived from workman’s compensation, short term or long term disability, trust funds, retirement, or unemployment benefits counts dollar for dollar against the SSI monthly disability benefit amount, if the applicant receives more than the SSI monthly disability amount their disability claim is denied.
Social Security Disability and SSI Resource Center
The Most Basic questions about Getting Disability Benefits
Social Security Disability SSI and whether or not you can work
Common Mistakes to avoid after being denied for Disability
Social Security Disability SSI Questions and Answers
More Social Security Disability SSI Questions and Answers
Common Questions about Social Security Disability and SSI
Winning Social Security Disability or SSI Benefits
The SSI Disability Benefits Program
Social Security Disability SSI and Doctors - Yours and Theirs
Social Security Disability and SSI Claim Reviews
Social Security Disability SSI System and Benefits for Children
Denials, Appeals, and Getting a Disability Lawyer or Representative
What you should know about Social Security Disability and SSI Denials
Questions about Disability Lawyers and Hiring a Disability Attorney
Various Types of Benefits including SSI, Mental, and Child benefits
Social Security and SSI based on Mental Disability
Social Security Disability or SSI Benefits for Children
Disability Benefits through Social Security
Filing for Social Security Disability or SSI Benefits
Social Security Disability SSI: Medical Evidence and Records
Filing your claim for disability benefits
Eligibility for receiving disability benefits
Resources on this site
Social Security Disability, SSI Terms and Definitions
Previously answered questions regarding SSD and SSI
About the Author of SSDRC, Tim Moore
The SSDRC Disability Blog
For Individuals living in North Carolina
Disability in North Carolina
North Carolina Disability Lawyer
Getting disability in North Carolina
I went to a Social Security Doctor, what happens now?
Find a lawyer who has experience with disability claims
3 things to know about an SSI Reconsideration decision
How Far Back Can SSI Back Pay Be Paid?
Social Security Disability for insomnia or sleep disorders
What is the difference between Social Security disability and SSI?
Filing with SSA for disabled child with autism
SSI Benefits - who is Eligible and How do I apply for them?
What Benefits come with SSI Disability?
Who is eligible for SSI Disability?
The SSI Award Letter
If you apply for disability in Nevada
Getting a Disability Lawyer in Nevada
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria