How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Can I Get Disability in Texas if I Have Not Worked Before?

Social Security administers two disability programs - Supplemental Security Income disability and Social Security Disability. Social Security Disability is based upon insured status that is gained through work activity and if you have not worked then you would not be eligible to receive Social Security Disability. So what can you do if you have not worked but find yourself disabled?

Your only chance of receiving disability in Texas in this case would be through the Supplemental Security Income disability program. This disability program is based upon financial need rather than your work history. However, SSI has it’s own non-disability criteria that must be met prior to an individual receiving disability benefits.

Supplemental Security Income disability program has limits on the resources you may own (cars, your house, land, bank accounts, retirement plans, stocks, 401K programs etc) and income (earnings, long term disability benefits, veteran’s benefits, short term disability, etc).

The limit for resources for an individual is 2000.00 (extra vehicles, land, bank accounts, etc, to name a few) or 3000.00 for a couple. If your "countable" resources are over the limit, you would not qualify for this program either. However, do not make any assumption regarding countable resources. Leave that to the social security field office claims rep to determine what they are.

Additional Information

Income limits for disability program eligibility go up each year; therefore, you may wish to contact Social Security to find out what the current limits are should you wish to pursue a disability claim with Social Security.

For SSI cases, Social Security does count your spouse’s income (it is deemed) as well as their resources if they are living in your household. So even if your personal resources and income are not over the limit, your spouse's income or resources may potentially make you ineligible.

If you meet the income and resource limits of the SSI disability program, your disability claim will be sent to the Texas state disability agency for a medical determination. All Social Security Disability medical determinations are done the same way whether you are filing for Social Security Disability, Supplemental Security Income disability, or both.

If you are found medically disabled by Social Security, your SSI disability case will be returned to your local Social Security office for an end of the line review. Once again, a Social Security claims representative, or CR, will review your income and resources to make sure you still meet the limits. If you do not meet the limits, your claim will be denied---even if you were found to be medically disabled by Social Security by a disability examiner.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

Is it difficult to get an approval for SSI Disability in Texas?
How often will my disability claim be reviewed in Texas?
Do You Get Medicare Or Medicaid From Social Security Disability in Texas?
Does Social Security Disability have a Time Limit for Receiving Benefits in Texas?
If you are on Social Security Disability or SSI disability in Texas should you try to work?
If You get Disability Benefits in Texas, will Your Dependents get a Check?
What if you get Disability Benefits in Texas and move to another state?
If My Doctor Gives Me a Letter Will I Get Disability in Texas?
If I Get Social Security Disability in Texas Will They Cut Off My Benefits Later?
Can I Get Disability in Texas if I Have Not Worked Before?
If your Texas disability claim is turned down, you can file an appeal with social security
Who is eligible for Social Security Disability or SSI Disability in Texas?

These pages provide answers to basic questions about pursuing disability benefits

What to Prove to Qualify for Disability Benefits
Applying for disability benefits, SSI and SSDI
What Disabilities Qualify for SSI and Social Security Disability?
How does back pay for Social Security Disability work?
Social Security Disability And SSI Qualifications
Permanent Disability Qualifications for SSD and SSI
Status of your Social Security Disability or SSI case
Disability lawyer representation, finding lawyers
What is qualifying for disability based on?
How to qualify for disability, qualifying for Benefits
Qualifications for Disability Benefits
How long does it take to get disability after applying?
Disability application, how to file in Texas
Texas disability requirements
Eligibility and qualifying for disability in Texas
What are the qualifications for disability in Texas?
Will I Qualify For Disability Benefits in Texas?
Getting a Texas disability lawyer, attorney, or advocate

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.