Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

Can I Get Disability in Texas if I Have Not Worked Before?

Social Security administers two disability programs - Supplemental Security Income disability and Social Security disability. Social Security disability is based upon insured status that is gained through work activity and if you have not worked then you would not be eligible to receive Social Security disability. So what can you do if you have not worked but find yourself disabled?

Your only chance of receiving disability in Texas in this case would be through the Supplemental Security Income disability program. This disability program is based upon financial need rather than your work history. However, SSI has itís own non-disability criteria that must be met prior to an individual receiving disability benefits.

Supplemental Security Income disability program has limits on the resources you may own (cars, your house, land, bank accounts, retirement plans, stocks, 401K programs etc) and income (earnings, long term disability benefits, veteranís benefits, short term disability, etc).

The limit for resources for an individual is 2000.00 (extra vehicles, land, bank accounts, etc, to name a few) or 3000.00 for a couple. If your "countable" resources are over the limit, you would not qualify for this program either. However, do not make any assumption regarding countable resources. Leave that to the social security field office claims rep to determine what they are.

Additional Information

Income limits for disability program eligibility go up each year; therefore, you may wish to contact Social Security to find out what the current limits are should you wish to pursue a disability claim with Social Security.

For SSI cases, Social Security does count your spouseís income (it is deemed) as well as their resources if they are living in your household. So even if your personal resources and income are not over the limit, your spouse's income or resources may potentially make you ineligible.

If you meet the income and resource limits of the SSI disability program, your disability claim will be sent to the Texas state disability agency for a medical determination. All Social Security disability medical determinations are done the same way whether you are filing for Social Security disability, Supplemental Security Income disability, or both.

If you are found medically disabled by Social Security, your SSI disability case will be returned to your local Social Security office for an end of the line review. Once again, a Social Security claims representative, or CR, will review your income and resources to make sure you still meet the limits. If you do not meet the limits, your claim will be denied---even if you were found to be medically disabled by Social Security by a disability examiner.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

Is it difficult to get an approval for SSI Disability in Texas?
How often will my disability claim be reviewed in Texas?
Do You Get Medicare Or Medicaid From Social Security Disability in Texas?
Does Social Security disability have a Time Limit for Receiving Benefits in Texas?
If you are on social security disability or SSI disability in Texas should you try to work?
If You get Disability Benefits in Texas, will Your Dependents get a Check?
What if you get Disability Benefits in Texas and move to another state?
If My Doctor Gives Me a Letter Will I Get Disability in Texas?
If I Get Social Security Disability in Texas Will They Cut Off My Benefits Later?
Can I Get Disability in Texas if I Have Not Worked Before?
If your Texas disability claim is turned down, you can file an appeal with social security
Who is eligible for Social Security Disability or SSI Disability in Texas?

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages provide answers to basic questions about pursuing disability benefits

What to Prove to Qualify for Disability Benefits
Applying for disability benefits, SSI and SSDI
What Disabilities Qualify for SSI and Social Security Disability?
How does back pay for Social Security disability work?
Social Security Disability And SSI Qualifications
Permanent Disability Qualifications for SSD and SSI
Status of your social security disability or SSI case
Disability lawyer representation, finding lawyers
What is qualifying for disability based on?
How to qualify for disability, qualifying for Benefits
Qualifications for Disability Benefits
How long does it take to get disability after applying?
Disability application, how to file in Texas
Texas disability requirements
Eligibility and qualifying for disability in Texas
What are the qualifications for disability in Texas?
Will I Qualify For Disability Benefits in Texas?
Getting a Texas disability lawyer, attorney, or advocate