How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

How much does Social Security pay in disability benefits?

Social Security Disability payment amounts vary greatly, because they are based upon a disability beneficiary’s earnings in the years prior to the onset of their disability. If a disability beneficiary has had higher earnings or has worked for longer period of time, their disability benefits are usually higher than those of a younger disability beneficiary who may have lower earnings and fewer years of earnings.

What affects the amount of monthly Social Security Disability Benefits you may receive?

There are very few factors that can reduce a Social Security Disability beneficiary’s monthly disability benefits. The most common offset or reduction to Social Security Disability monthly benefit amounts is the receipt of workman’s compensation benefits.

However, Social Security Disability beneficiaries who receive pensions or disability benefits from employers or government agencies that did, or do not, pay into Social Security may also be subject to an offset or reduction in their monthly Social Security Disability benefits.

Some Social Security Disability beneficiaries receive disability benefits that are so low that they may still be able to receive monetary disability benefits from the needs based Supplemental Security Income (SSI) disability program.

If a disability beneficiary receives both Social Security Disability and SSI disability benefits, their total monthly benefit amount is always governed by the maximum SSI disability monthly amount. SSI disability beneficiaries have a set monthly maximum disability benefit amount that increases each year that Social Security gives a cost of living increase.

However, not all SSI disability beneficiaries are entitled to receive the maximum SSI disability amount. Since SSI is a needs based disability program, other factors affect the amount of SSI disability benefits an individual is eligible to receive.

What affects the amount of monthly SSI disability benefits you may receive?

The two most common factors that affect the amount of a SSI beneficiary’s monthly disability amount are living arrangements and work activity. “Living arrangement disability benefit reduction” usually hinges on the ability of a SSI beneficiary to pay their fair share of the living expenses in the household they live in.

For example, if a SSI disability beneficiary lives in a household of three individuals, they should be able to pay one third of the household expenses (rent, mortgage, electric, garbage, heating fuel, water, etc.). If they are unable to pay their fair share of the household expenses, they will receive a reduced disability benefit until they are able to pay their share.

Additionally, if a person receiving SSI is receiving outside help paying their bills, they may receive a reduced monthly disability amount because of the financial help they receive.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

How much does Social Security Disability or SSI pay?
How much does Disability Pay?
Does Social Security Disability pay for medicine prescriptions?
How much does Social Security pay in disability benefits?
Does Social Security Disability pay for doctor visits?
Will Social Security Disability Pay for X-rays or an MRI?
After I File For Disability Will Social Security Pay For Me To See A Doctor?
When does Social Security pay the first disability benefit check?
How long will it take to receive my Social Security Award letter and back pay?
How long does it take to hear from SSI?
Qualifying for disability in Missouri

Will I qualify for disability in Missouri?

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

What happens if I file a disability application and it is denied by a disability examiner or Judge?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.