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How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

I was wondering if I should apply for SSI or SSDI?



 
I was wondering if I should apply for SSI or SSDI? My husband gets a retirement benefit of $1224. My child gets adult benefit SSDI under her dad's record of $621. We all live together. I don't have any work credit because I have never worked.

I was diagnosed with breast cancer and have a golf ball tumor on my chest. I'm currently doing chemo to shrink it, then surgery and radiation afterward. I currently have gold card. If I apply for social security, how is my husband's or daughter's benefit affected by me getting SSI or SSDI and vice versa?

What should I do or apply for? Just want know before I start the process.




Unfortunately, you would not qualify for SSDI because you have not worked. You need a minimum number of work credits to qualify for Social Security Disability.



In all likelihood, you are not entitled to the need-based SSI disability program because of your spouse's income, i.e. your husband's retirement benefit is too high for you to qualify. At this point, it does not appearl that you have any options with regard to disability through Social Security.

I am sorry I do not have better information to give you. I hope your treatment goes well.








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For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.