How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

How Spouse Income can Affect Disability Benefits


Will income from a husband or wife affect my disability?

Yes, the income your husband or wife has can affect how much you get in monthly disability benefits. But it depends on which kind of disability benefit you are getting from Social Security.

What if I am getting Social Security Disability?

If you are getting SSDI, Social Security Disability Insurance, then it does not matter how much your spouse is making. The income or assets of a spouse do not affect SSDI because it is not a need-based program, but instead is a benefit earned through a person's work history and the number of work credits they have.

What if I am getting SSI?

If you are receiving SSI disability, your spouse’s earnings may affect the amount of your monthly disability benefit. But...this is only if you reside with your spouse. SSI only considers a spouse’s income if they live in the household with you.

Your spouse’s income affects your SSI amount because SSI is a need-based program. If you get married, or your spouse rejoins you, you should report this change in your living arrangements to Social Security as soon as possible. Why? Income-related issues are one of the leading causes for overpayments in the SSI disability program.

What if you get SSI and live with someone you aren't married to?

Social Security may consider your live-in partner as a spouse if you hold yourselves out to friends, community, and family as "husband and wife" even if you have not legally married. Therefore, their income would be counted the same as a legal spouse, which might cause your SSI monthly disability benefits to change. Whether or not your SSI benefit will be reduced and by how much depends upon your spouse’s income.

Again, if you receive SSI, report changes in your living arrangement to Social Security to avoid an overpayment.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

Will the income of a Spouse Affect My Disability Benefits?
How Much Income Can A Person Earn If He Draws Social Security Disability?
Social Security Disability - What is considered earned income versus unearned income according to the SSA?
How important is reporting income for those who currently receive disability benefits?
How much can I get in Social Security Disability Income?
What Determines Social Security Disability Income?
Is there an income limit to be under when you apply for disability?
Receiving SSDI payments and working below the SGA limit
Receiving Social Security Disability and living in another country

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

What happens if I file a disability application and it is denied by a disability examiner or Judge?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.