Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

Will the income of a Spouse Affect My Disability Benefits?

If you are receiving Supplemental Security Income, a.k.a. SSI disability, your spouse’s income may affect the amount of your monthly disability benefit. SSI only considers a spouse’s income if they live in the household with you.

Social Security may consider your live-in partner as a spouse if you hold yourselves out to friends, community, and family as "husband and wife" even if you have not legally married. Therefore, their income would be counted the same as a legal spouse, which might cause your SSI monthly disability benefits to change. Whether or not your SSI benefit will be reduced and by how much depends upon your spouse’s earnings.

Your spouse’s income affects your SSI disability benefit amount because SSI is a need based disability program. As with all social help programs, one's SSI eligibility and benefit amount depend upon income and resources. Income related issues are one of the leading causes for overpayments in the SSI disability program. It is advisable to report all living arrangement changes and income promptly.

Social Security disability, on the other hand, is not a need-based disability program. Therefore, income or resources (i.e. assets) do not affect disability benefits. If your spouse has income it will not affect your Social Security disability amount, whereas if you receive SSI and your spouse has income, that spousal income may very well affect your SSI.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

Will the income of a Spouse Affect My Disability Benefits?
How Much Income Can A Person Earn If He Draws Social Security Disability?
Social Security Disability - What is considered earned income versus unearned income according to the SSA?
How important is reporting income for those who currently receive disability benefits?
How much can I get in Social Security Disability Income?
What Determines Social Security Disability Income?
Is there an income limit to be under when you apply for disability?
Receiving SSDI payments and working below the SGA limit
Receiving Social Security Disability and living in another country

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria