Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

Applications for Social Security Disability and Unemployment

As I've mentioned many times before, some employees who have a longstanding history with an employer find a certain level of accomodation for their physical and/or mental impairments. That accomodation can disappear in tougher economic times, and may never materialize again for the worker who loses their job and is in the position of having to seek employment with a new employer who has no history with them and no rationale or motivation for accomodating them.

In many other instances, of course, individuals who have had a job for a protracted length of time may have the skill (meaning they know their job inside and out, and like the back of their hand) and determination to work around their infirmities even as those infirmities get worse over time, simply for the sake of staying on the job (and I say "simply" with many grains of salt: few people wish to give up their job and enter into the uncharted territory of "disability" and filing for benefits).

However, losing that job becomes a game-changer because the chances of finding new employment, especially a new type of job function, becomes much more difficult when one presents with an impairment or impairments, and even more difficult when one presents as an older worker.

As a disability examiner, a case worker, and in working in claimant representation, I've found that many prospective commentators simply do not think these issues through and very casually conclude that if a person was able to do their job satisfactorily and then subsequently lost their job because their position was eliminated or because the company went under...then they should be able to find new employment just like that.

That was simply never the case for individuals with physical and mental impairments. For these individuals, losing a long-held job can often mean becoming practically unemployable. And its not rocket science in trying to figure out why.

1) Job skills become outdated and/or less transferable (I know one COBOL programmer who works for state government who would have a tough time finding new work if he got laid off given the fact that his coding skills are 20 plus years out of date, though they are in-date for the needs of his current employer).

2. Employers, whether they deny the practice or not, frequently discriminate against employees who show signs of an impairment (easy enough to understand why given the rising cost of health insurance premiums and workers compensation insurance premiums).

3. Employers, whether they deny the practice or not, frequently discriminate against older workers (for the same reasons as noted in number 2).

Now, what is the point of blogging about all this? Simply to point out that if you were working despite having a significant impairment, you may wish to consider filing for disability IMMEDIATELY.

You may have been the sort of individual who resisted filing a claim for many years. And you may still be opposed to the mere idea of doing this. My own spouse is a social security field office claims rep who takes retirement and disability claims and she can attest to the fact that many individuals who file for disability do so far later than they really should have because they mentally resisted the idea of "throwing in the towel". But as long as the disability claim process can seriously take, you can do yourself a disservice by not getting your claim "in the pipeline".

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

Financial advice while waiting for disability to be approved
Applying for Social Security Disability with Cushing's syndrome
Where do I call to learn what is happening on my Disability Claim?
How to file for disability in California
What makes you eligible for Social Security Disability or SSI?
After you file disability forms
How are Are Social Security And Social Security Disability different?
Doing the next disability appeal
Filing for disability with scoliosis
Can You Get Approved For SSI or SSD Benefits if you Have A Mental Condition
How to file for disability in kansas
Filing for disability with neuropathy
Should you get a Disability Lawyer before you File?
Check your SSDI and SSI claim status
How social security evaluates attention deficit

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages provide answers to basic questions about pursuing disability benefits

How to claim disability
Disability claim appeal status
How to get you Social Security Disability status
How does a person qualify for disability benefits?
How do you Apply for SSI?
How Much Income Can you Earn If you draw Social Security Disability?
Can you work if you get SSI?
How long will you get disability after an award notice?
If You Get Social Security Disability or SSI, Will Your Dependents Get A Check?
Social Security Disability denied
Time on a Social Security Disability Decision
How to apply for disability for a child or children
Denied Twice For SSD or SSI Disability, What Do I Do?
f I get disability will my children receive benefits?
Social Security Disability SSI - Retroactive Benefits Vs Back Pay Benefits
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
How to file for disability and medical conditions
What Does Social Security Consider To Be a Disability?
When does social security consider you eligible for disability benefits?
Qualifying for disability benefits with the social security administration
How to get disability
Will I be approved for disability on my appeal?
How to appeal a disability denial