How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Applications for Social Security Disability and Unemployment

As I've mentioned many times before, some employees who have a longstanding history with an employer find a certain level of accomodation for their physical and/or mental impairments. That accomodation can disappear in tougher economic times, and may never materialize again for the worker who loses their job and is in the position of having to seek employment with a new employer who has no history with them and no rationale or motivation for accomodating them.

In many other instances, of course, individuals who have had a job for a protracted length of time may have the skill (meaning they know their job inside and out, and like the back of their hand) and determination to work around their infirmities even as those infirmities get worse over time, simply for the sake of staying on the job (and I say "simply" with many grains of salt: few people wish to give up their job and enter into the uncharted territory of "disability" and filing for benefits).

However, losing that job becomes a game-changer because the chances of finding new employment, especially a new type of job function, becomes much more difficult when one presents with an impairment or impairments, and even more difficult when one presents as an older worker.

As a disability examiner, a case worker, and in working in claimant representation, I've found that many prospective commentators simply do not think these issues through and very casually conclude that if a person was able to do their job satisfactorily and then subsequently lost their job because their position was eliminated or because the company went under...then they should be able to find new employment just like that.

That was simply never the case for individuals with physical and mental impairments. For these individuals, losing a long-held job can often mean becoming practically unemployable. And its not rocket science in trying to figure out why.

1) Job skills become outdated and/or less transferable (I know one COBOL programmer who works for state government who would have a tough time finding new work if he got laid off given the fact that his coding skills are 20 plus years out of date, though they are in-date for the needs of his current employer).

2. Employers, whether they deny the practice or not, frequently discriminate against employees who show signs of an impairment (easy enough to understand why given the rising cost of health insurance premiums and workers compensation insurance premiums).

3. Employers, whether they deny the practice or not, frequently discriminate against older workers (for the same reasons as noted in number 2).

Now, what is the point of blogging about all this? Simply to point out that if you were working despite having a significant impairment, you may wish to consider filing for disability IMMEDIATELY.

You may have been the sort of individual who resisted filing a claim for many years. And you may still be opposed to the mere idea of doing this. My own spouse is a social security field office claims rep who takes retirement and disability claims and she can attest to the fact that many individuals who file for disability do so far later than they really should have because they mentally resisted the idea of "throwing in the towel". But as long as the disability claim process can seriously take, you can do yourself a disservice by not getting your claim "in the pipeline".

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

Financial advice while waiting for disability to be approved
Applying for Social Security Disability with Cushing's syndrome
Where do I call to learn what is happening on my Disability Claim?
How to file for disability in California
What makes you eligible for Social Security Disability or SSI?
After you file disability forms
How are Are Social Security And Social Security Disability different?
Doing the next disability appeal
Filing for disability with scoliosis
Can You Get Approved For SSI or SSD Benefits if you Have A Mental Condition
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Should you get a Disability Lawyer before you File?
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These pages provide answers to basic questions about pursuing disability benefits

How to claim disability
Disability claim appeal status
How to get you Social Security Disability status
How does a person qualify for disability benefits?
How do you Apply for SSI?
How Much Income Can you Earn If you draw Social Security Disability?
Can you work if you get SSI?
How long will you get disability after an award notice?
If You Get Social Security Disability or SSI, Will Your Dependents Get A Check?
Social Security Disability denied
Time on a Social Security Disability Decision
How to apply for disability for a child or children
Denied Twice For SSD or SSI Disability, What Do I Do?
f I get disability will my children receive benefits?
Social Security Disability SSI - Retroactive Benefits Vs Back Pay Benefits
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
How to file for disability and medical conditions
What Does Social Security Consider To Be a Disability?
When does social security consider you eligible for disability benefits?
Qualifying for disability benefits with the social security administration
How to get disability
Will I be approved for disability on my appeal?
How to appeal a disability denial

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.