How to file for disability, Filing for SSI
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How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Disability Benefits Stopped, but what if there are still disabling conditions?

An individual recently submitted the following scenario and questions. He asked that he not be personally identified and for this reason I have omitted his name.

"I have a relative that was diagnosed with cancer and granted SSDI. About a year ago her case was reviewed and benefits revoked. She is cancer free but now has several conditions that impact her ability to work (respiratory illnesses). She filed for reconsideration, assuming that when her rather extensive medical records were considered, the decision would be reversed and disability reinstated.

However, this did not happen. The reconsideration judgment affirmed the original decision that her original medical condition had improved and that she was no longer disabled. She has now filed a request for hearing with an ALJ.

My first question. When the original condition has improved but there are new illnesses (likely related to the surgery used to treat the original condition), is it correct to pursue the appeal process? Or should a new claim be filed for the new conditions?

Additionally, while waiting for the reconsideration, my relative continued to receive benefits. Now that her reconsideration has been denied she is being asked to repay those benefits. The loss of disability benefits has already caused a hardship. She is currently unable to pay her bills and is preparing to file bankruptcy because of this.

I know that one of the requirements for a waiver of overpayment is ability to pay. I believe she can clearly meet that standard.

My question is on regarding "fault" clause. She fully disclosed all changes in her condition during the appeal process including submitting medical records.

She reasonably expected that based on the medical history she would win her appeal. Is this enough to claim that she was not at fault? How does Social Security view "fault" in this situation of overpayment incurred during the appeal process?"

I sympathize with your relative's situation. Unfortunately many individuals who are awarded disability benefits based on cancer lose their benefits as a result of medical improvement. The Social Security Disability handbook "Disability Evaluation Under Social Security" (the blue book) addresses your relative's situation under impairment listing 13.00 Neoplastic Diseases, malignant, Part C Evaluation and Part D Effects of Therapy.

The disability handbook states that improvement has occurred when the original tumor and any metastatic disease appears to have disappeared and has not been evident for three or more years. At this point, the impairment does not meet the listing criteria for neoplastic impairment. Part D goes on to state that any significant post-treatment residual effects, not specifically addressed in the neoplastic impairment listing, must be evaluated by the impairment listing that addresses the affected body system.


The next part of your question is about the overpayment created by your relative accepting disability benefits while they reconsidered her disability cessation. Social Security considers someone to be at fault in creating their overpayment if their overpayment is one of the following: the result of a willful misstatement of facts, the result of purposefully hidden facts or fraud, the result of failure to provide information that the individual should have known or knew was important, or the acceptance of payment an individual knew or should have known was incorrect.

Just in reading the facts that you have presented with regard to your relatives situation it does not appear to me that she meets the "at fault" criteria in creating her overpayment. Additionally, her financial situation does seem to indicate that it would be an extreme hardship if she has to repay the overpayment given that she is considering bankruptcy. I would suggest that she contact her local Social Security office to get the waiver process going. In all likelihood, she may be able to have the overpayment waived or work out an extremely small repayment monthly amount at the very least.

I hope your relative's hearing goes well.

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These pages provide answers to basic questions about pursuing disability benefits

My Social Security Disability SSI appeal status
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Qualifying requirements for disability
Decision on disability case, are you eligible for a disability award
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For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

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