Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

Will I qualify for SSI if my husband and I get SSD?

"I have a question about SSI for me. My husband getting 1600.00 in SSD and I am getting 243.00 in SSD. Will I qualify for SSI?"

Answer: If you and your husband have no minor children in your household, you will not qualify for SSI because your husband's SSD and your SSD benefits put you over the couple's income limits. It is important to remember that SSI is a need-based disability program and, as such, it has income and resource limits much like other need-based programs such as Medicaid and food stamps.

Having said that, let me point out again for those who are interested in the basic question of qualifying for SSI that, as far as the medical evaluation of a claim is concerned, SSI cases are handled no differently than SSD (social security disability) cases. Repeat: there is no difference.

Meaning that--

A) cases are started at local social security offices,

B) they are then sent to state-level processing agencies (usually known as DDS or disability determination services, but are sometimes known as the Bureau of Disability Determination, or the Disability Determination Division) where they are assigned to disability examiners,

C) medical records from the claimant's listed medical treatment sources are requested, and both the claimant's medical records and work history are evaluated to determine whether the claimant is capable of returning to work in some fashion or...should be approved for disability.

If SSI and SSD are handled the same way by disability claim decision-makers, then what are the things that distinguish the two programs?

Basically the concept of funding mechanisms. SSD and your eligibility to receive SSD disability benefits is based on whether or not you attained coverage as a result of paying enough into the system through FICA tax deductions or FICA tax payments if you are self-employed.

If you are not covered for SSD (insured), then your disability application will be taken in the SSI program. However, as SSI is need-based, you cannot be evaluated medically for this program if you do not meet certain non-medical criteria, the most apparent of which is a limit on the amount of assets you can have. That limit for individuals is currently $2000 in countable asets, and $3000 for couples.

Should you be concerned about whether your claim is for SSD, SSI or both programs (known as a concurrent claim)? No. If you consider yourself disabled and unable to work, you should file for disability. The social security office will determine which program an application for disability benefits can be taken in. And as was said, once the disability application is successfully taken and transmitted to a disability examiner for case processing, it makes, in a practical sense, no difference which program the claim is taken in. Both SSD and SSI claims undergo the same type of medical evaluation.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

How to file for disability in Virginia VA
Viewing Your Social Security Disability SSI File
Is autism increasing?
Social Security Disability unsuccessful work attempts
Do you get SSI back benefits from the time you were disabled?
Does SSI disability come with automatic medical care?
Disabled with obesity, muscle spasms, bone spurs, advanced arthritis in spine?
How Often Does Social Security Approve Disability The First Time You Apply?
Can you file for disability for a triple bypass
Does Social Security Disability Come With Medicaid Benefits?
Applying for Disability or SSI - How long does it take
How to file for disability in Ohio
Tips for veterans filing for Social Security Disability
How many SSD or SSI denials will you get before being approved?
How long will it take to get a decision on SSD or SSI after a medical examination?

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages provide answers to basic questions about pursuing disability benefits

Getting a disability approval
How to appeal disability denial
Disability hearing results
Helpful tips for going to social security disability hearing
SSDI hearing decision
Denied social security disability now what
Social security disability appeal status
Social security disability appeal attorney fees
I was denied social security disability for the 2nd time
What happens after a disability hearing has been held
How long does a Social Security Disability judge have to make a ruling?
The Social Security Disability Blue book
How to get an SSDI reconsideration approved?
Conditions that get approved for disability
Social security disability back pay status
Denied social security disability appeal
What to say at a disability hearing
Filing for disability with fibromyalgia
Tips for applying for disability