How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Will I qualify for SSI if my husband and I get SSD?

"I have a question about SSI for me. My husband getting 1600.00 in SSD and I am getting 243.00 in SSD. Will I qualify for SSI?"

Answer: If you and your husband have no minor children in your household, you will not qualify for SSI because your husband's SSD and your SSD benefits put you over the couple's income limits. It is important to remember that SSI is a need-based disability program and, as such, it has income and resource limits much like other need-based programs such as Medicaid and food stamps.

Having said that, let me point out again for those who are interested in the basic question of qualifying for SSI that, as far as the medical evaluation of a claim is concerned, SSI cases are handled no differently than SSD (Social Security Disability) cases. Repeat: there is no difference.

Meaning that--

A) cases are started at local social security offices,

B) they are then sent to state-level processing agencies (usually known as DDS or disability determination services, but are sometimes known as the Bureau of Disability Determination, or the Disability Determination Division) where they are assigned to disability examiners,

C) medical records from the claimant's listed medical treatment sources are requested, and both the claimant's medical records and work history are evaluated to determine whether the claimant is capable of returning to work in some fashion or...should be approved for disability.

If SSI and SSD are handled the same way by disability claim decision-makers, then what are the things that distinguish the two programs?

Basically the concept of funding mechanisms. SSD and your eligibility to receive SSD disability benefits is based on whether or not you attained coverage as a result of paying enough into the system through FICA tax deductions or FICA tax payments if you are self-employed.

If you are not covered for SSD (insured), then your disability application will be taken in the SSI program. However, as SSI is need-based, you cannot be evaluated medically for this program if you do not meet certain non-medical criteria, the most apparent of which is a limit on the amount of assets you can have. That limit for individuals is currently $2000 in countable asets, and $3000 for couples.

Should you be concerned about whether your claim is for SSD, SSI or both programs (known as a concurrent claim)? No. If you consider yourself disabled and unable to work, you should file for disability. The social security office will determine which program an application for disability benefits can be taken in. And as was said, once the disability application is successfully taken and transmitted to a disability examiner for case processing, it makes, in a practical sense, no difference which program the claim is taken in. Both SSD and SSI claims undergo the same type of medical evaluation.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

How to file for disability in Virginia VA
Viewing Your Social Security Disability SSI File
Is autism increasing?
Social Security Disability unsuccessful work attempts
Do you get SSI back benefits from the time you were disabled?
Does SSI disability come with automatic medical care?
Disabled with obesity, muscle spasms, bone spurs, advanced arthritis in spine?
How Often Does Social Security Approve Disability The First Time You Apply?
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Does Social Security Disability Come With Medicaid Benefits?
Applying for Disability or SSI - How long does it take
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How many SSD or SSI denials will you get before being approved?
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These pages provide answers to basic questions about pursuing disability benefits

Getting a disability approval
How to appeal disability denial
Disability hearing results
Helpful tips for going to Social Security Disability hearing
SSDI hearing decision
Denied Social Security Disability now what
Social Security Disability appeal status
Social Security Disability appeal attorney fees
I was denied Social Security Disability for the 2nd time
What happens after a disability hearing has been held
How long does a Social Security Disability judge have to make a ruling?
The Social Security Disability Blue book
How to get an SSDI reconsideration approved?
Conditions that get approved for disability
Social Security Disability back pay status
Denied Social Security Disability appeal
What to say at a disability hearing
Filing for disability with fibromyalgia
Tips for applying for disability

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.