How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Trying to work while getting disability has risks

Here's a situation that was recently brought up:

"Well, now the good folks at Social Security are again breathing down my neck. Not that I didn't know this wouldn't happen some day. They always like to wait until one has acrued a huge debt while working or something, then say you owe them a big chunk of change! Now, I have been trying to rectify this situation for almost two years, and they repeatedly told me that everything was fine. I've been told that this happens to many people with disabilities, they want us to get jobs, but then when we do we pretty much have our legs cut out from under us."

Now, in all honesty, there are occasions in which individuals receiving Social Security Disability or receiving SSI disability benefits wind up in situations that are their own fault. But this poster has a very valid point: the social security administration pushes the concept of disability benefit recipients returning to work. But the agency, IMO, does not do an adequate job of explaining how earned income may affect one's benefits, which can lead to any one of a number of nightmare scenarios that may involve:

1. an assessed overpayment and/or

2. a cessation of benefits.

Of course, overpayments can run into the thousands and can follow you up to and beyond retirement age (meaning, SSA can potentially recoup it all no matter how much it means that they have reduce your monthly benefit check). And a cessation of benefits can mean having to start ALL OVER again in the disability evaluation process, which these days can mean, start to finish, 3 years (meaning three years with ZERO income).

There are many individuals, including those who represent disability claims, who believe that it simply isn't worth it to try to work while you are receiving Social Security Disability or SSI benefits, simply because the risks are too great, particularly if you receive SSI and your ability to obtain needed prescription medication is based solely on the medicaid coverage that comes packaged with SSI benefits.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

Social Security Disability hearing decision time
Applying for Disability - How long does it take
How do you Apply for SSI?
How many SSD or SSI denials will you get before being approved?
A disability case may be decided quickly or take a long time
Will an attorney improve the chances of winning disability?
Disability requirements and how to file in California
How do I apply for disability, when
How to File for SSI
Appealing a Denial with a Hearing Before an ALJ (Administrative Law Judge)
What Conditions Qualify For Social Security Disability?

These pages provide answers to basic questions about pursuing disability benefits

What Mental Problems Qualify for Disability?
Disability for a mental condition
Tips for Filing for disability
Financial Help Filing For Disability
Checklist for filing for disability, SSI or SSD
Qualifying for disability benefits, how to qualify for SSD or SSI
Filing a disability application: the steps
Disability award notice, how long it takes to get benefits
How to Apply for Disability - Where do I go?
What makes you eligible to get disability?
How to check my disability claim status?
Can a disability attorney speed up a disability case?
SSI disability Award Letter
How long to get approved for disability?
How to apply for disability benefits
How long does disability back pay take?
What are qualifications for getting disability?
What medical conditions can you file disability for?
Disability Lawyer help questions
Social Security Attorneys, Disability Representatives

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.