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Applying for disability with a cervical spine discectomy and fusion
I have been off work since October 21 2014 for cervical spine discectomy and fusion and I am receiving short term disability from my workplace, but I do not expect to be able to return to work since the surgery did not repair my problem.
Providing I am off the amount of time required by Disibilty Law, If I apply now will I have to terminate my employment before being approved? Thank You.
You can apply for disability at anytime after you stop working, or when your work provides income that is under the SGA limit.
According to the SSA definition of disability, you can work and file for disability, or even work and receive disability as long as their earnings are under the SGA limit. So, you see, it is about whether you are employed or unemployed. It is about whether your condition prevents you from working and earning at least a "substantial and gainful" amount.
Note: people sometimes mistakenly believe that they have to wait until they have been away from a job for one year before applying, but this is not the case. Social Security will evaluate a person's medical evidence to determine, or project, whether a person's condition will meet the duration requirement of one year as specified by the SSA disability definition. By the same token, however, SSA may also look at a claimant's records and determine that the condition will improve to less than disabling in that time and thus issue what is known as a durational denial.
If your impairment is not going to last that long (at least one full year), there would be no sense in filing for disability since there is a five month waiting period for which you are not paid benefits (it begins the month after the month you stopped working unless you stopped on the first of the month). The five month waiting period is similar to an elimination period for a private insurance plan. Essentially, it simply means that your first five months of benefits will be withheld by the Social Security Administration.
As was stated, you do not have to terminate your employment at anytime during the disability process; the rules just requires that you are not working and earning at least the SGA amount that we mentioned and which is linked above.
In most instances, cases are initially denied and because of this the Social Security disability process may last months or even years if you have to use the Social Security disability appeal process.
Additionally, it is not a sure thing that you will be approved even if you go through the entire process to an administrative law judge disability hearing (although the odds do favor claimants who go as far as the hearing level). You could still be denied and have to begin the process again if you are still not working. Also, please keep in mind the fact that Social Security disability requires that you not only be disabled from performing your past work but that your limitations prevent you from doing any other job that you might otherwise be suited for.
I hope this answers your question and that your have the information you need to make your decision. Good luck.
Social Security Disability and SSI Resource Center
The Most Basic questions about Getting Disability Benefits
Social Security Disability and SSI Back Pay Benefits
Social Security Disability SSI and whether or not you can work
How long does it take for Social Security Disability or SSI?
Social Security Disability SSI Awards and Award Notices
Tips, Mistakes, How to Qualify, and How to Win Disability
Tips and Advice for Social Security Disability and SSI Claims
Common Mistakes to avoid after being denied for Disability
Disability Qualifications and How to Qualify for Disability Benefits
Winning Social Security Disability or SSI, How to Win
Denials, Appeals, and Getting a Disability Lawyer or Representative
What you should know about Social Security Disability and SSI Denials
Social Security Disability and SSI Appeal Process - How to file appeals
Questions about Disability Lawyers and Hiring a Disability Attorney
Various Types of Benefits including SSI, Mental, and Child benefits
SSI Disability Benefits, Questions and Answers
Social Security and SSI based on Mental Disability
Social Security Disability or SSI Benefits for Children
Disability Benefits through Social Security
Information to start with regarding Disability Claims
An Overview of Social Security Disability and SSI
What is considered a Disabling condition by Social Security?
The Disability Requirements to be eligible for SSD and SSI Benefits
Filing for Social Security Disability or SSI Benefits
Social Security Disability and SSI Applications
Social Security Disability SSI List of Conditions and Impairments
Social Security Disability SSI: Medical Evidence and Records
Filing your claim for disability benefits
Eligibility for receiving disability benefits
Resources on this site
Social Security Disability, SSI Terms and Definitions
Previously answered questions regarding SSD and SSI
About the Author of SSDRC, Tim Moore
The SSDRC Disability Blog
For Individuals living in North Carolina
Disability in North Carolina
North Carolina Disability Lawyer
Getting disability in North Carolina
How many Social Security disability cases are approved for back pain?
Social Security Disability and Pain symptoms
Facts about Lumbar Fusion and Filing for Disability
What is a Social Security Disability SSI Durational Denial?
If I Apply For Disability And Go Back To Work, Do I Need To Report This?
Can You Work While You Appeal Your Social Security Disability Decision?
Social Security Disability SSI and whether or not you can work
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages provide answers to basic questions about pursuing disability benefits
Receiving a Social Security Disability Award Letter
What Can I Do to Improve My Chances of Winning Disability Benefits?
How do you find out if a Social Security disability claim has been approved or even denied?
Can I Qualify For Disability and Receive Benefits based on Depression?
How much does Social Security Disability or SSI pay?
How does the Social Security Disability Review work?
What is the difference between Social Security Disability and SSI?
More differences between Social Security Disability and SSI