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Is There Social Security Disability For Children?




 
There is no Social Security disability program for children because Social Security is based upon insured status and insured status can only be gained through work activity--which children have obviously done very little of, or simply have no work activity.

Social Security benefits are, however, paid to the children of disabled wage earners if they themselves have worked enough prior to becoming disabled for there to be money payable for their dependents. However, these are dependent benefits not disability benefits.

SSI Disability and Children

Although children cannot apply for Social disability benefits, Social Security does administer another disability program that does provide benefits to children as long as they are medically disabled and can meet the non-medical disability criteria of the program (meaning, in essence, that their parents do not earn too much and that their parent's assets, a.k.a. resources, do not exceed the allowable limits).

Supplemental Security Income (SSI) disability offers disability benefits to children whose parent or parents meet certain income and resource limits. SSI uses childrenís parental income and resources if they are younger than eighteen years of age.

This changes once an SSI beneficiary reaches the age of 18. At the age of 18, all childrenís SSI disability claims are reevaluated under adult impairment listing criteria. And if they are found disabled, their SSI disability benefits will no longer be affected by their parent's income and resources.

SSI offers disability benefits to children found medically disabled. Once they begin receiving their benefits, their eligibility will be periodically reviewed to determine if their parent, or parents, still meet the income and resource limits.

In addition to periodic reviews for income and resources, SSI beneficiaries are subject to continuing disability medical reviews, just like Social Security disability beneficiaries.

Remember SSI disability is like other social programs; therefore eligibility to receive benefits totally depends upon income and resource limits. Even if the child remains medically disabled, their disability benefits could be stopped if their parent's income and resource limits are over the programís limits.

Although Social Security does not have a disability program for children, they do have rules that allow an adult disabled child to receive disability benefits based upon their parentís earnings record. An adult disabled child must be found medically disabled between the ages of 18 and 22 in order to receive disability benefits based upon their parentís earnings.

There are a couple of rules that affect entitlement to adult disabled childís benefits. One or both of the adult childís parents must be receiving a benefit from Social Security, or be deceased, for an adult disabled child to receive disability benefits.

Additionally, if the person filing as a disabled adult child performed substantial gainful work activity after the age of 22, or if they marry anyone other than another Social Security disability beneficiary, they are not eligible to receive benefits based upon their parentís earnings record.








Return to:  Social Security Disability Resource Center, or read answers to Questions








Related pages:

Social Security Disability Approval and Denial Rates
Social Security Disability SSI and ADHD Attention Deficit Hyperactivity Disorder
Social Security Disability and SSI Benefits and dependents
Are children eligible to receive disability benefits?



Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI


These pages answer some of the most basic questions for individuals who are considering filing a claim.

Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria