How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

How Does Social Security Decide How Much I Get For Social Security Disability or SSI?

How much can an individual receive from Social Security Disability or from SSI disability?

The amount of a disability beneficiary’s benefits depends upon which disability program they receive their disability benefits from. Social Security Disability beneficiaries (this is the title II benefit program) receive a benefit that is based upon the work they performed prior to becoming disabled. And with SSD there is no maximum primary disability benefit amount an individual can get.

In other words, your SSD monthly benefit has no cap and is simply dependent on what your earnings were before you began to receive disability benefits.

There is a maximum amount of earnings per year that can be counted toward an individual’s benefit computation and that is tied into the amount of Social Security taxable earnings allowed each year.

Having said that, Social Security Disability beneficiaries, as was previously stated, receive a benefit that is directly related to how much they have earned. Social Security benefit computations are, to some extent, geared toward those who have low earnings, or have not worked much, which means that the computation formula works to some consideration to those who have worked fewer years or have lower earnings.

However, this is done so as not to put certain disabled workers at an extreme disadvantage, and it does not disadvantage those who have worked longer or earned more.

Earnings determine Social Security Disability benefits, so what if an individual becomes disabled and they have no earnings at all? Social Security has a disability program for individuals who are not insured for Social Security Disability. It is the SSI program.

Supplemental Security Income (SSI) is a need-based disability program that does not require that a person to have ever worked. It benefits minor-age children, individuals who have not worked (stay at home parents and caretakers would be part of this group), as well as individuals who were previously covered by Social Security Disability but who have lost their eligibility due to being out of the work force for an extended length of time.

SSI is strictly based upon need. Consequently, there is a limit to the amount that SSI disability beneficiaries receive. Each year, Social Security determines a maximum monthly amount an SSI disability beneficiary can get. That maximum amount can be reduced when by an individual’s earnings, pension benefits, unemployment, or other sources of income, and by an individual’s living arrangement.

You may be wondering why your living arrangements would affect how much you get for disability within the SSI disability program. SSI disability beneficiaries must be paying their fair share of household bills to receive the full amount of their SSI disability. Apparently, it was determined that an individual not paying their share of the household bills does not need as much help to survive.

Basically, because someone is subsidizing them by paying most of the bills needed to provide them with food and shelter. So if you get SSI disability, your disability benefit amount may be reduced if you have income or help from family, friends, etc.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

How does Social Security Decide if I am Disabled?
How Does Social Security Decide How Much I Get For Social Security Disability or SSI?
How Will Social Security Decide a Disability Case that's filed?
Who will decide my Social Security Disability claim?
Does Your Doctor Decide If You Get Disability Benefits from Social Security or SSI?
How does Social Security Disability Decide if you can Work or Not?
How does Social Security use Evidence to Decide an SSDI or SSI Disability Claim and Make a Decision?
If I apply for disability and my doctor says I am disabled, is there a waiting period?
What conditions will qualify for disability in Missouri?
How much can you get for disability in Missouri?
Disability requirements and criteria in Missouri

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

What happens if I file a disability application and it is denied by a disability examiner or Judge?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.