Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

If I Move To A State Where There Is A Lower Cost Of Living, Would My SSD Benefits Decrease?

Social Security disability is a national disability program, therefore movement from state to state would have no effect upon the amount of your Social Security disability benefits. In other words, if you move to a state where there is a lower cost of living your Social Security disability benefits will remain the same. Social Security disability benefits are simply not based upon the cost of living in states, cities, or localities.

The key to this question is whether or not your "overall monthly money will decrease if you move to another state. Some disability beneficiaries may have a decrease in their overall benefits due to a move to another state. What do we mean by this? If your state offers a supplement to your SSD benefits and you move to a state that offers no monthly supplement, you may feel like your disability benefits have decreased, though in actuality your overall amount will have gone down due to loss of the supplement.

If you are planning a move to another state and you are receiving a monthly state supplemental benefit, be sure to plan your budget without the state supplemental benefits. Social Security bases the amount of your monthly disability benefits on your earnings prior to becoming disabled and eligible for benefits. Your monthly SSD amount can only be increased by cost of living increases given by Social Security or by additional work activity (that has the effect of increasing your paid-in contributions and, thus, raises the amount you are eligible to receive.

The actual amount of your SSD benefits are never decreased, however you may receive a lower monthly disability benefit amount if you are repaying an overpayment (sometimes SSD beneficiaries have to repay disability benefits that they were not entitled to receive--most often due to work activity) or if your SSD benefits have been garnished for some reason.

Note: SSD benefits can only be garnished for child support both current and past, alimony, student loans, IRS liens, or any other unpaid loan from the Federal government. SSD benefits cannot be garnished for delinquent credit obligations (credit cards, car loans, home loans, etc).

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

Are Social Security Disability Benefits Taxable?
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
How Old Do You Have To Be For Social Security Disability - Is There An Age Requirement?
Can You Get SSD or SSI Disability Benefits If you are Injured In An Accident?
Social Security Disability, SSI and Being Over the Age of Fifty
Will Work Cause You To Lose Your Disability Benefits?
How Long Can You Receive Social Security Disability Benefits?
Does Social Security Disability Come With Medicaid Benefits?
If you get Social Security disability benefits do you get Medicare or Medicaid?
If You Get Social Security Disability or SSI Benefits, Will Your Dependents Get A Check?
If I Move To A State Where There Is A Lower Cost Of Living, Would My SSD Benefits Decrease?

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Filing for disability - How to file for SSD or SSI and the Information that is needed by Social Security
How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it
Social Security Disability SSI - Eligibility Requirements and Qualifications Criteria