Can I get SSI if my wife works?Supplemental Security Income (SSI) is a need based disability program, and like many other social programs it requires that beneficiaries meet income and resource limits. If you are thinking of filing for SSI, your spouse's income limit is affected by household composition. If there are dependent children in the household, the monthly limit will be more than if there are no children. The best way to know if your spouse's income would preclude eligibility is to schedule an interview to speak with a Social Security claims representative. If you are eligible and approved for disability, you will have reviews that involve an evaluation of your spouse's earnings. Social Security will base your SSI payment amount on how much other income you have, and if other income (i.e. spouse's income) goes up your SSI payment will usually go down. If the only income in the household is your SSI, Social Security will not count the first $85.00 of your spouse's monthly earnings. However, every dollar over that will cause a 50 percent reduction in your SSI monthly benefit. Each month's earnings must be reported and your SSI benefits are adjusted accordingly. As I stated earlier, it is a monthly evaluation and it is very important to keep wage reporting current to avoid costly overpayments. Wages can be reported by visiting, calling, or writing your local Social Security Office. Or, you can use the automated toll-free SSI telephone wage reporting, the free SSI mobile wage reporting app, or the Social Security online wage reporting tool. About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here. Most popular topics on SSDRC.com Social Security Disability in North Carolina Common Mistakes to avoid after being denied for Disability Tips to Prepare for Filing for Social Security Disability or SSI Advice to Win SSD and SSI Benefit Claims Social Security Disability SSI Questions What is the difference between Social Security Disability and SSI? How to get disability for depression Getting disability for fibromyalgia SSI disability for children with ADHD What is the Application Process for Social Security Disability and SSI? Social Security Disability SSI Exam tips More Social Security Disability SSI Questions What makes you eligible for Social Security Disability or SSI? Related pages: What Conditions Qualify For Social Security Disability? How long does it take to hear from SSI? If you meet a Social Security Disability listing, can a judge deny your claim? Social Security and Disability Benefits for Children Social Security Disability Representation - Lawyers and Representatives Winning Social Security Disability or SSI Disability Qualifications and How to Qualify for Benefits Social Security Disability and SSI Overview Requirements for Disability Social Security Disability and SSI Applications How long does it take for Social Security Disability SSI? Social Security Disability and SSI Denials Social Security Mental Disability Benefits Questions about SSI Disability Benefits Social Security Disability Back Pay Benefits Social Security Disability SSI Awards and Award Notices Social Security Disability Back Pay Benefits Social Security Disability SSI and Doctors |
