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How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

If I apply for disability will they cut my husband’s disability?



 
People are often confused with the issue of applying for disability while a spouse is receiving disability. By and large, most people believe that a spouse’s disability will be cut if they apply for disability and are approved. There are great differences between SSI and SSDI when it comes to a married couple both applying for and being approved for disability benefits.

We can use the example of a husband who is receiving disability benefits and who has a spouse who wishes to apply for disability as well. If the husband is receiving SSDI, it does not matter if his wife files and gets approved for disability benefits. Social Security will not cut his benefits.

SSDI entitlement is based solely upon one’s work activity prior to their becoming disabled; consequently there are no income or resource limits. This means that each spouse can receive his or her full disability separate and apart from the other with no adverse effect.



On the other hand, SSI disability is a need based disability program that is subject to both income and resource limits. If a couple decides to file for SSI disability they cannot each receive their full SSI benefit amount, because there is a “couples” limit. The 2019 couples limit is $1157.00 per month, while the full individual SSI amount is $771.00 per month.

As you can see, a married couple sharing the same household would receive less than two individuals sharing a residence paying their fair share (splitting the bills) of the common household bills.

In conclusion, it may or may not cut your spouse disability benefits if you apply and are approved for disability. However, it is a net gain to household income even if you are both entitled to SSI rather than SSDI.








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These pages answer some of the most basic questions for individuals who are considering filing a claim.

Can you get temporary Social Security Disability or SSI benefits?

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For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.