How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay
If I apply for disability will they cut my husband’s disability?
People are often confused with the issue of applying for disability while a spouse is receiving disability. By and large, most people believe that a spouse’s disability will be cut if they apply for disability and are approved. There are great differences between SSI and SSDI when it comes to a married couple both applying for and being approved for disability benefits.
We can use the example of a husband who is receiving disability benefits and who has a spouse who wishes to apply for disability as well. If the husband is receiving SSDI, it does not matter if his wife files and gets approved for disability benefits. Social Security will not cut his benefits.
SSDI entitlement is based solely upon one’s work activity prior to their becoming disabled; consequently there are no income or resource limits. This means that each spouse can receive his or her full disability separate and apart from the other with no adverse effect.
On the other hand, SSI disability is a need based disability program that is subject to both income and resource limits. If a couple decides to file for SSI disability they cannot each receive their full SSI benefit amount, because there is a “couples” limit. The 2019 couples limit is $1157.00 per month, while the full individual SSI amount is $771.00 per month.
As you can see, a married couple sharing the same household would receive less than two individuals sharing a residence paying their fair share (splitting the bills) of the common household bills.
In conclusion, it may or may not cut your spouse disability benefits if you apply and are approved for disability. However, it is a net gain to household income even if you are both entitled to SSI rather than SSDI.
What is the Social Security Disability SSI list of impairments?
Can you work while getting or applying for Disability?
How Often Does Social Security Approve Disability The First Time You Apply?
Tips for getting Social Security Disability or SSI benefits approved
What medical conditions will get you approved for disability?
What kind of Mental Problems Qualify for Disability?
Receiving a Disability Award Letter
Conditions Social Security will recognize as a disability
Previously answered questions regarding SSD and SSI
Applying for disability in your state
Most popular topics on SSDRC.com
Social Security Disability SSI Questions
The listings, list of disabling impairments
Can a mental illness qualify you for disability?
Disability Lawyers prevent unnecessary denials
How much Social Security Disability SSI back pay?
How to apply for disability for a child or children
Filing a Social Security Disability SSI application
Filing for disability - when to file
How to apply for disability - where to apply
Qualifications for disability benefits
How to Prove you are disabled and Win your Disability Benefits
Qualifying for Disability - The Process
How to get disability for depression
Getting disability for fibromyalgia
SSI disability for children with ADHD
What is the Application Process for Social Security Disability and SSI?
Common Mistakes to avoid after being denied for Disability
Social Security Disability SSI Exam tips
More Social Security Disability SSI Questions
Social Security Disability SSI definitions
What makes you eligible for Social Security Disability or SSI?
New and featured pages on SSDRC.com
Who can help me file for disability?
Will I qualify for disability if I tried to go back to work?
How many hours can you work if you are receiving Social Security Disability?
Will you need a disability attorney if you have a mental condition?
Should I hire a disability lawyer?
An SSI Reconsideration decision
Why was my Social Security Disability check reduced?
Can you collect your retirement and Social Security Disability?
How does your work history affect a claim for disability?
What about assets if you file for Disability?
Social Security Disability in North Carolina Must be for a Severe Condition
Medical records for SSD or SSI disability application
To be Awarded Disability Benefits in North Carolina, How Severe Does Your Condition Need to Be?
Can I apply for disability at age 62?
These pages answer some of the most basic questions for individuals who are considering filing a claim.
Can you get temporary Social Security Disability or SSI benefits?
Permanent Social Security Disability
What is the difference between Social Security Disability and SSI?
Who is eligible for SSI disability?
Can I Be Eligible For SSI And Social Security Disability At The Same Time?
What makes a person eligible to receive disability benefits?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.
The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.
To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.