Can you collect your retirement and Social Security Disability?

Can you collect your retirement and Social Security Disability?

This question comes up frequently. You cannot collect both retirement and Social Security Disability simultaneously. If you are awarded disability benefits, it is as if you are receiving your full retirement benefits early without reduction for age (every month you take your retirement prior to full retirement age cause some reduction). The reason you cannot collect both is that they are both Social Security benefits, and as such, Social Security only pays the higher benefit amount.

There are times when a disability applicant has the ability to file for both retirement and disability benefits at the same time. In these situations, the beneficiary can be paid their retirement benefits while they wait for the disability decision. If they are approved for disability, their retirement benefits will be paid until they become entitled to their higher disability benefit. If they are never approved for disability, they will still be entitled to receive their reduced retirement benefits.

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

Most popular topics on

Social Security Disability in North Carolina

Common Mistakes to avoid after being denied for Disability

Tips to Prepare for Filing for Social Security Disability or SSI

Advice to Win SSD and SSI Benefit Claims

Social Security Disability SSI Questions

What is the difference between Social Security Disability and SSI?

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

What makes you eligible for Social Security Disability or SSI?

Related pages:

Can I get disability for arthritis in my shoulders, arms, and feet?

Can I get short term Social Security Disability?

Can I get both Social Social Security Disability and SSI?

How many hours can you work if you are receiving Social Security Disability?

Will you need a disability attorney if you have a mental condition?

SSD lawyer pay when they win the case

Can I apply for Social Security Disability while on workers compensation?

If you are on Social Security retirement can you file for disability?

Do you have a better chance of being approved for disability with a physician's statement?

Does Social Security contact your employer when you apply for disability?

When should I seek representation for my disability claim?

Can I collect on my spouse's VA disability and my SSDI?

If I apply for disability will they cut my husband's disability?