social security disability ssd, ssdi, ssi, social security disability

What Determines Social Security Disability Income?


Social security disability income (SSD), or the dollar amount of benefits you can expect to receive upon being classified as disabled and unable to work, is based on the amount a working individual would receive in retirement benefits, had they not become disabled.

The social security disability insurance (SSDI) program was put in place to help disabled workers, who are insured for SSDI benefits, to receive a living wage and health benefits until they reach retirement age, at which time they would be eligible for standard Medicare benefits.

You can find out the exact dollar amount of SSDI compensation for which you are eligible by contacting your local social security office. I think it’s best to call your local social security office in all matters regarding your social security disability case, rather than using the online applications process—not only do you have the benefit of talking directly to a knowledgeable person who can answer your question in detail, but you also have the chance to establish contacts and (hopefully) rapport with one or two individuals in the office, which cannot hurt your case.

After you have requested an application, completed the required disability forms, and participated in a disability application interview, your social security disability income will be determined as follows:

1. Your application will be sent to the state agency in charge of making disability determinations for social security. Some common names for this agency are the bureau for disability determination services, disability determination division/services, etc.

2. Your case will be assigned to an examiner, who will review your medical records (you should have these together before you even file for disability—your entire case hinges on what’s in these records) and make a disability determination based on these records.

3. You will be notified if your application has been approved or denied, and what, if any, compensation you can expect to receive. If you have not been approved for SSDI benefits, you will be informed of your right to appeal the decision, and how to go about doing that.

4. You have 60 days to file an appeal upon rejection of your application! If you have been denied social security disability benefits, you should contact your local social security office immediately, and request the forms needed to submit a request for reconsideration. However, at this point you may wish to retain a disability lawyer to take over your case. A disability attorney will have the necessary forms on hand, and speed up this part of the process.



For more information on:   Social Security Disability and SSI Disability.








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Resource list: Social Security Disability Help, Social Security Disability Tips — how a claim gets worked on, Social Security Disability — when to file, The Social Security Disability Decision and Your Ability to Work, Social Security Disability Application, What Determines Social Security Disability Income?, How to File for Disability, How to Claim Disability





















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