Overview of Disability
Disability Back Pay
Requirements for Disability
Applications for disability
Tips and Advice for Disability Claims
How long does Disability take?
Winning Disability Benefits
Common Mistakes after a Denial
Mental Disability Benefits
Denials for Disability
Appeals for denied claims
Disability Benefits from SSA
Child Disability Benefits
Qualifications and How to Qualify
Working and Disability
Disability Awards and Notices
Disability Lawyers, Hiring Attorneys
Social Security List of Conditions
What Social Security considers disabling
Medical Evidence and Disability
Filing for Disability Benefits
Eligibility for Disability Benefits
SSD SSI Definitions
SSDRC authored by Tim Moore
Ask a question, get an answer
What is the difference between receiving back pay for SSD and SSI?
I need to file for disability but I am confused about SSI and SSD. Do you get back pay for both, and is there a difference in what you get?
When you contact a local Social Security field office to file a claim for disability (and I would advise this over trying to use the online process since A) you will actually speak with a living person who can answer questions and B) there is no online process for SSI currently and you probably won't be aware of which program you actually qualify for), they will determine which program you can have a claim take.
To answer your basic question, I need to explain how disability applications actually work. When you file for disability--regardless of whether the Social Security office takes a claim for SSD (Social Security Disability) or SSI (Supplemental security income, a disability program for individuals who have not, as a result of work activity, become insured and, thus, eligible for SSD)--the following things occur.
1. You claim that you are disabled currently.
2. You provide a time, or onset date for when your disability began.
3. You provide a list of medical treatment sources so a disability examiner can obtain records from those sources to prove that A) you are currently disabled and B) that your disability began as of a certain point in time.
Now, if you are approved for disability benefits, an EOD, or established onset date will be set. This, as I indicated, is when Social Security believes you became disabled, according to the evidence that they reviewed. This date may or may not agree with the date you provided on your disability application, known as your AOD, or alleged onset date.
How far back will you receive benefits? It depends on whether your claim is for SSI or SSD. If your claim is for SSI, you will receive back pay all the way back to your time of application for SSI, provided the evidence supports this. It could be that your claim, from start to finish, and including appeals, takes two or three years. If so, you could end up receiving two or three years of back pay on your SSI claim.
Now, let me answer this same question for SSD.
How far back will you receive benefits? Potentially, as far back as the medical evidence can prove that your condition (or conditions) was disabling enough, meaning severe enough to satisfy Social Security requirements. If you claim that you became disabled two years before you filed, then you may potentially receive back pay for those two years, provided that your evidence supports this claim. This is, at the risk of sounding redundant, known as back pay.
What is the difference between receiving back pay for SSD and SSI? In both cases, you can end up receiving back pay for literally years of time if your claim has dragged on that long.
But for SSI, now matter how far back you allege that your disability began, your back pay can only accumulate from the time that you actually filed your claim. The clock starts ticking from the date of application. For Social Security Disability, you can potentially receive benefits for 12 retroactive months prior to your actual date of application.
Return to: Social Security Disability Resource Center, or read answers to Questions
How far back will you receive benefits?
How to Apply for Disability - Where do I go to apply?
Applying for Disability - How long does it take to get Disability benefits?
What happens if my Disability Application is denied?
Back pay and How Long it Takes to Qualify for it
What medical conditions can you apply for?
Filing an Application for Disability Benefits
How far back do you get disability benefits in North Carolina?
Can a Disability Examiner or Judge make a Social Security Approval with Old Medical Records?
Information on the following topics can be found here: Social Security Disability Questions and in these subsections:
Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI
These pages provide answers to basic questions about pursuing disability benefits
Receiving a Social Security Disability Award Letter
What Can I Do to Improve My Chances of Winning Disability Benefits?
How do you find out if a Social Security disability claim has been approved or even denied?
Can I Qualify For Disability and Receive Benefits based on Depression?
How much does Social Security Disability or SSI pay?
How does the Social Security Disability Review work?
What is the difference between Social Security Disability and SSI?
More differences between Social Security Disability and SSI