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Filing for Disability Benefits in Missouri and Preparing for the Worst




 
I came across a blog post written by a woman whose husband had extensive neck surgery, a fusion. Much like a typical American family, they have a couple of children, a mortgage, car payments, and, probably, other bills as well. Due to his surgery, they knew their financial situation would be affected. However, they made the assumption that he could file for disability in Missouri and receive disability checks while he recovered at home. As she said herself in her post, she couldn't have been more wrong.

What exactly was she and her spouse wrong about, though? Well, they actually made a couple of incorrect assumptions that many or most applicants for disability benefits make.

1. They assumed that the decision on a social security disability case would be made in a reasonable amount of time.

2. They assumed that the system worked well enough to accurately determine if a person should be awarded disability benefits.

Resources:

1. How long for a disability appeal decision?
2. How Long Will it Take To Get a Disability Decision Letter?
3. How Long Does It Take To Get Disability Benefits?
4. Filing your claim for disability benefits

"Reasonable", of course, is a subjective matter. What is reasonable when it comes to how long a disability claim should take? One month, two months, three months? It's probably easier to decide what, instead, is "unreasonable". And having to spend three years waiting to be approved for SSD or SSI benefits surely fits the definition of unreasonable, as many applicants for disability discover after a case has been denied and the disability apeals process has been initiated.

Regarding accurate decisions, unforunately the social security administration falls very short in this area as well. The great majority of all claims for disability are denied at the application level. Yet, a high percentage of appeals that are brought to the hearing level (before an administrative law judge) are won. This, of course, makes for a fairly compelling argument that decision-making within the SSD and SSI disability system is highly flawed at best.

With all this mind (that disability claims take a very long time to decide and that most claims will be denied), a claimant who files for disability should probably prepare for the worst. By that, I mean they should assume that their case will take a minimum of several months at each step of the process and, with that thought in mind, plan accordingly, in terms of finances. A claimant should also strive to avoid unnecessary roadblocks in the disability adjudication process, by:

1. Supplying detailed information regarding one's work history and medical treatment sources at the time of application and on appeals.

2. Updating the social security administration (by contacting the claims rep who took the application at the social security office or by contacting the disability examiner who is actually processing the claim) when new medical treatment sources have been obtained and when recent visits to medical treatment sources have been made.

3. Responding promptly to correspondence sent from SSA, including letters requesting that a claimant contact the social security office or the disability examiner.

4. Quickly returning requested forms, such as work history forms, medical releases, and "activities of daily living" questionaires.

5. Attending any type of exam that has been scheduled by the social security administration, which can include a physical exam, mental exam, or an appointment for xray imaging or to have spirometry (pulmonary function testing) done.








  • Index of Social Security Disability SSI Questions and Answers

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  • SSDRC Homepage:

    Social Security Disability and SSI Resource Center



    The Most Basic questions about Getting Disability Benefits

    Social Security Disability and SSI Back Pay Benefits

    Social Security Disability SSI and whether or not you can work

    How long does it take for Social Security Disability or SSI?

    Social Security Disability SSI Awards and Award Notices




    Tips, Mistakes, How to Qualify, and How to Win Disability

    Tips and Advice for Social Security Disability and SSI Claims

    Common Mistakes to avoid after being denied for Disability

    Disability Qualifications and How to Qualify for Disability Benefits

    Winning Social Security Disability or SSI, How to Win




    Denials, Appeals, and Getting a Disability Lawyer or Representative

    What you should know about Social Security Disability and SSI Denials

    Social Security Disability and SSI Appeal Process - How to file appeals

    Questions about Disability Lawyers and Hiring a Disability Attorney




    Various Types of Benefits including SSI, Mental, and Child benefits

    SSI Disability Benefits, Questions and Answers

    Social Security and SSI based on Mental Disability

    Social Security Disability or SSI Benefits for Children

    Disability Benefits through Social Security




    Information to start with regarding Disability Claims

    An Overview of Social Security Disability and SSI

    What is considered a Disabling condition by Social Security?

    The Disability Requirements to be eligible for SSD and SSI Benefits




    Filing for Social Security Disability or SSI Benefits

    Social Security Disability and SSI Applications

    Social Security Disability SSI List of Conditions and Impairments

    Social Security Disability SSI: Medical Evidence and Records

    Filing your claim for disability benefits

    Eligibility for receiving disability benefits




    Resources on this site

    Social Security Disability, SSI Terms and Definitions

    Previously answered questions regarding SSD and SSI



    The SSDRC Disability Blog




    For Individuals living in North Carolina

    Disability in North Carolina

    North Carolina Disability Lawyer

    Getting disability in North Carolina








    Filing for disability in Missouri

    Applying for disability in Missouri

    Whether or not to file for Social Security Disability in Missouri

    File for disability in Missouri and prepare to wait

    Qualifying, will I qualify for disability in Missouri?

    Getting a Disability Lawyer in Missouri




    Disability criteria, qualifying and qualifications in Missouri

    What is a disability in Missouri?

    Criteria for Social Security Disability and SSI in Missouri

    What is a Qualifying Disability in Missouri for Social Security?

    How to qualify in Missouri

    Qualifying for disability in Missouri

    How do you qualify for SS disability in Missouri?

    Missouri disability qualifications, will I qualify?




    General questions about disability in Missouri

    Can you get a quick disability approval in Missouri?

    Contacting Social Security for a Disability Claim in Missouri

    Work credits and a Missouri Social Security Disability Award

    Filing, applying for Disability in Missouri with Depression

    Online disability appeal in Missouri

    Review of my SSDI or SSI Case in Missouri




    Missouri disability benefits

    Social Security Disability Income in Missouri

    How much will I receive if I am approved for disability in Missouri?

    Disability benefits for children in Missouri

    If you get approved for SSD in Missouri, do your kids get SSI?

    SSD and Medicare Benefits in Missouri

    Approved for disability and medicare in Missouri




    Disability hearings in Missouri

    Social Security Disability Hearings in Missouri

    How do you file for a disability hearing in Missouri?

    Will I get approved by a disability judge in Missouri?

    How long for an ALJ disability hearing decision in Missouri?

    Lawyer for a disability hearing in Missouri

    How many are Approved at a Social Security Disability Hearing in Missouri?

    Request for a Social Security Disability Hearing in Missouri




    Disability denials in Missouri

    What to do if a disability application is denied in Missouri

    Why is disability denied in Missouri?

    What if you receive a Denial at a Disability Hearing in Missouri?




    Missouri SSI disability

    Filing for SSI or Supplemental Security Income in Missouri

    Supplemental Security Income in Missouri

    Will SSI disability in Missouri qualify you for other benefits?

    Who Qualifies for SSI Disability Benefits in Missouri?




    Disability lawyers, attorneys in Missouri

    Do I need a lawyer to get disability benefits in Missouri?

    How do you choose a Social Security Disability Attorney in Missouri?

    What does a Disability Lawyer in Missouri Charge if the Disability Case is Lost?

    Cost of a disability lawyer in Missouri

    Disability Lawyers for Social Security Claims in Missouri




    How long does disability take in Missouri?

    How long for a Decision for Social Security Disability in Missouri?

    How Long Can you Receive Social Security Disability in Missouri?

    How to Speed up a Social Security Disability Claim in Missouri