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Filing for Disability Benefits in Missouri and Preparing for the Worst
I came across a blog post written by a woman whose husband had extensive neck surgery, a fusion. Much like a typical American family, they have a couple of children, a mortgage, car payments, and, probably, other bills as well. Due to his surgery, they knew their financial situation would be affected. However, they made the assumption that he could file for disability in Missouri and receive disability checks while he recovered at home. As she said herself in her post, she couldn't have been more wrong.
What exactly was she and her spouse wrong about, though? Well, they actually made a couple of incorrect assumptions that many or most applicants for disability benefits make.
1. They assumed that the decision on a social security disability case would be made in a reasonable amount of time.
2. They assumed that the system worked well enough to accurately determine if a person should be awarded disability benefits.
1. How long for a disability appeal decision?
2. How Long Will it Take To Get a Disability Decision Letter?
3. How Long Does It Take To Get Disability Benefits?
4. Filing your claim for disability benefits
"Reasonable", of course, is a subjective matter. What is reasonable when it comes to how long a disability claim should take? One month, two months, three months? It's probably easier to decide what, instead, is "unreasonable". And having to spend three years waiting to be approved for SSD or SSI benefits surely fits the definition of unreasonable, as many applicants for disability discover after a case has been denied and the disability apeals process has been initiated.
Regarding accurate decisions, unforunately the social security administration falls very short in this area as well. The great majority of all claims for disability are denied at the application level. Yet, a high percentage of appeals that are brought to the hearing level (before an administrative law judge) are won. This, of course, makes for a fairly compelling argument that decision-making within the SSD and SSI disability system is highly flawed at best.
With all this mind (that disability claims take a very long time to decide and that most claims will be denied), a claimant who files for disability should probably prepare for the worst. By that, I mean they should assume that their case will take a minimum of several months at each step of the process and, with that thought in mind, plan accordingly, in terms of finances. A claimant should also strive to avoid unnecessary roadblocks in the disability adjudication process, by:
1. Supplying detailed information regarding one's work history and medical treatment sources at the time of application and on appeals.
2. Updating the social security administration (by contacting the claims rep who took the application at the social security office or by contacting the disability examiner who is actually processing the claim) when new medical treatment sources have been obtained and when recent visits to medical treatment sources have been made.
3. Responding promptly to correspondence sent from SSA, including letters requesting that a claimant contact the social security office or the disability examiner.
4. Quickly returning requested forms, such as work history forms, medical releases, and "activities of daily living" questionaires.
5. Attending any type of exam that has been scheduled by the social security administration, which can include a physical exam, mental exam, or an appointment for xray imaging or to have spirometry (pulmonary function testing) done.
Social Security Disability and SSI Resource Center
The Most Basic questions about Getting Disability Benefits
Social Security Disability and SSI Back Pay Benefits
Social Security Disability SSI and whether or not you can work
How long does it take for Social Security Disability or SSI?
Social Security Disability SSI Awards and Award Notices
Tips, Mistakes, How to Qualify, and How to Win Disability
Tips and Advice for Social Security Disability and SSI Claims
Common Mistakes to avoid after being denied for Disability
Disability Qualifications and How to Qualify for Disability Benefits
Winning Social Security Disability or SSI, How to Win
Denials, Appeals, and Getting a Disability Lawyer or Representative
What you should know about Social Security Disability and SSI Denials
Social Security Disability and SSI Appeal Process - How to file appeals
Questions about Disability Lawyers and Hiring a Disability Attorney
Various Types of Benefits including SSI, Mental, and Child benefits
SSI Disability Benefits, Questions and Answers
Social Security and SSI based on Mental Disability
Social Security Disability or SSI Benefits for Children
Disability Benefits through Social Security
Information to start with regarding Disability Claims
An Overview of Social Security Disability and SSI
What is considered a Disabling condition by Social Security?
The Disability Requirements to be eligible for SSD and SSI Benefits
Filing for Social Security Disability or SSI Benefits
Social Security Disability and SSI Applications
Social Security Disability SSI List of Conditions and Impairments
Social Security Disability SSI: Medical Evidence and Records
Filing your claim for disability benefits
Eligibility for receiving disability benefits
Resources on this site
Social Security Disability, SSI Terms and Definitions
Previously answered questions regarding SSD and SSI
About the Author of SSDRC, Tim Moore
The SSDRC Disability Blog
For Individuals living in North Carolina
Disability in North Carolina
North Carolina Disability Lawyer
Getting disability in North Carolina
Filing for disability in Missouri
Applying for disability in Missouri
Whether or not to file for Social Security Disability in Missouri
File for disability in Missouri and prepare to wait
Qualifying, will I qualify for disability in Missouri?
Getting a Disability Lawyer in Missouri
Disability criteria, qualifying and qualifications in Missouri
What is a disability in Missouri?
Criteria for Social Security Disability and SSI in Missouri
What is a Qualifying Disability in Missouri for Social Security?
How to qualify in Missouri
Qualifying for disability in Missouri
How do you qualify for SS disability in Missouri?
Missouri disability qualifications, will I qualify?
General questions about disability in Missouri
Can you get a quick disability approval in Missouri?
Contacting Social Security for a Disability Claim in Missouri
Work credits and a Missouri Social Security Disability Award
Filing, applying for Disability in Missouri with Depression
Online disability appeal in Missouri
Review of my SSDI or SSI Case in Missouri
Missouri disability benefits
Social Security Disability Income in Missouri
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Social Security Disability Hearings in Missouri
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How long for an ALJ disability hearing decision in Missouri?
Lawyer for a disability hearing in Missouri
How many are Approved at a Social Security Disability Hearing in Missouri?
Request for a Social Security Disability Hearing in Missouri
Disability denials in Missouri
What to do if a disability application is denied in Missouri
Why is disability denied in Missouri?
What if you receive a Denial at a Disability Hearing in Missouri?
Missouri SSI disability
Filing for SSI or Supplemental Security Income in Missouri
Supplemental Security Income in Missouri
Will SSI disability in Missouri qualify you for other benefits?
Who Qualifies for SSI Disability Benefits in Missouri?
Disability lawyers, attorneys in Missouri
Do I need a lawyer to get disability benefits in Missouri?
How do you choose a Social Security Disability Attorney in Missouri?
What does a Disability Lawyer in Missouri Charge if the Disability Case is Lost?
Cost of a disability lawyer in Missouri
Disability Lawyers for Social Security Claims in Missouri
How long does disability take in Missouri?
How long for a Decision for Social Security Disability in Missouri?
How Long Can you Receive Social Security Disability in Missouri?
How to Speed up a Social Security Disability Claim in Missouri