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Filing for Disability Benefits in Missouri and Preparing for the Worst

I came across a blog post written by a woman whose husband had extensive neck surgery, a fusion. Much like a typical American family, they have a couple of children, a mortgage, car payments, and, probably, other bills as well. Due to his surgery, they knew their financial situation would be affected. However, they made the assumption that he could file for disability in Missouri and receive disability checks while he recovered at home. As she said herself in her post, she couldn't have been more wrong.

What exactly was she and her spouse wrong about, though? Well, they actually made a couple of incorrect assumptions that many or most applicants for disability benefits make.

1. They assumed that the decision on a social security disability case would be made in a reasonable amount of time.

2. They assumed that the system worked well enough to accurately determine if a person should be awarded disability benefits.


1. How long for a disability appeal decision?
2. How Long Will it Take To Get a Disability Decision Letter?
3. How Long Does It Take To Get Disability Benefits?
4. Filing your claim for disability benefits

"Reasonable", of course, is a subjective matter. What is reasonable when it comes to how long a disability claim should take? One month, two months, three months? It's probably easier to decide what, instead, is "unreasonable". And having to spend three years waiting to be approved for SSD or SSI benefits surely fits the definition of unreasonable, as many applicants for disability discover after a case has been denied and the disability apeals process has been initiated.

Regarding accurate decisions, unforunately the social security administration falls very short in this area as well. The great majority of all claims for disability are denied at the application level. Yet, a high percentage of appeals that are brought to the hearing level (before an administrative law judge) are won. This, of course, makes for a fairly compelling argument that decision-making within the SSD and SSI disability system is highly flawed at best.

With all this mind (that disability claims take a very long time to decide and that most claims will be denied), a claimant who files for disability should probably prepare for the worst. By that, I mean they should assume that their case will take a minimum of several months at each step of the process and, with that thought in mind, plan accordingly, in terms of finances. A claimant should also strive to avoid unnecessary roadblocks in the disability adjudication process, by:

1. Supplying detailed information regarding one's work history and medical treatment sources at the time of application and on appeals.

2. Updating the social security administration (by contacting the claims rep who took the application at the social security office or by contacting the disability examiner who is actually processing the claim) when new medical treatment sources have been obtained and when recent visits to medical treatment sources have been made.

3. Responding promptly to correspondence sent from SSA, including letters requesting that a claimant contact the social security office or the disability examiner.

4. Quickly returning requested forms, such as work history forms, medical releases, and "activities of daily living" questionaires.

5. Attending any type of exam that has been scheduled by the social security administration, which can include a physical exam, mental exam, or an appointment for xray imaging or to have spirometry (pulmonary function testing) done.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Filing for disability in Missouri

Applying for disability in Missouri

Whether or not to file for Social Security Disability in Missouri

File for disability in Missouri and prepare to wait

Qualifying, will I qualify for disability in Missouri?

Getting a Disability Lawyer in Missouri

Disability criteria, qualifying and qualifications in Missouri

What is a disability in Missouri?

Criteria for Social Security Disability and SSI in Missouri

What is a Qualifying Disability in Missouri for Social Security?

How to qualify in Missouri

Qualifying for disability in Missouri

How do you qualify for SS disability in Missouri?

Missouri disability qualifications, will I qualify?

General questions about disability in Missouri

Can you get a quick disability approval in Missouri?

Contacting Social Security for a Disability Claim in Missouri

Work credits and a Missouri Social Security Disability Award

Filing, applying for Disability in Missouri with Depression

Online disability appeal in Missouri

Review of my SSDI or SSI Case in Missouri

Missouri disability benefits

Social Security Disability Income in Missouri

How much will I receive if I am approved for disability in Missouri?

Disability benefits for children in Missouri

If you get approved for SSD in Missouri, do your kids get SSI?

SSD and Medicare Benefits in Missouri

Approved for disability and medicare in Missouri

Disability hearings in Missouri

Social Security Disability Hearings in Missouri

How do you file for a disability hearing in Missouri?

Will I get approved by a disability judge in Missouri?

How long for an ALJ disability hearing decision in Missouri?

Lawyer for a disability hearing in Missouri

How many are Approved at a Social Security Disability Hearing in Missouri?

Request for a Social Security Disability Hearing in Missouri

Disability denials in Missouri

What to do if a disability application is denied in Missouri

Why is disability denied in Missouri?

What if you receive a Denial at a Disability Hearing in Missouri?

Missouri SSI disability

Filing for SSI or Supplemental Security Income in Missouri

Supplemental Security Income in Missouri

Will SSI disability in Missouri qualify you for other benefits?

Who Qualifies for SSI Disability Benefits in Missouri?

Disability lawyers, attorneys in Missouri

Do I need a lawyer to get disability benefits in Missouri?

How do you choose a Social Security Disability Attorney in Missouri?

What does a Disability Lawyer in Missouri Charge if the Disability Case is Lost?

Cost of a disability lawyer in Missouri

Disability Lawyers for Social Security Claims in Missouri

How long does disability take in Missouri?

How long for a Decision for Social Security Disability in Missouri?

How Long Can you Receive Social Security Disability in Missouri?

How to Speed up a Social Security Disability Claim in Missouri