What if a person does not qualify for Social Security Retirement?
Most individuals will qualify for social security retirement. However, an individual whose earnings record is limited enough to preclude being insured for social security retirement may still be entitled to receive a monthly benefit based on financial need (SSI) provided they are at least 65 years old.
Such individuals will need to provide information regarding financial means and resources to qualify for SSI based on retirement age. Of course, individuals who are younger than 65 and have medical problems may potentially qualify for a disability benefit based on financial need (in other words, SSI disability).
Additional Social Security Retirement Questions