Medicare and Social Security Disability - Basic Facts

If you are awarded disability with the Social Security Administration, do you have insurance coverage? Most likely you will not initially be entitled to any type of medical insurance through Social Security. Medicare has a twenty-four month qualifying period, consequently a disabled individual will not be entitled to Medical insurance through the Medicare Insurance program until the twenty-four month qualifying period has elapsed.

However, Medicare is not the only insurance program linked to Social Security Disability. Social Security administers two disability programs, and one of those programs, SSI, is a need-based program. If an individual is qualified for SSI disability, they are automatically entitled to Medicaid. Medicaid is a need based program as well, consequently there is no two year wait for entitlement, although you do have to meet the income and resource limits.

Additionally, many-disabled individuals who receive their disability approval at the administrative law judge hearing have already served their twenty-four month qualifying period for Medicare entitlement prior to the date of their hearing.

What does this mean to the disabled individual? It means that when they begin to receive their Social Security Disability benefit, they will already be covered by Medicare insurance.

Additional Information:

Medicare Coverage through Social Security Disability

Do I automatically get Medicare if I'm approved for disability?

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

Most popular topics on

Social Security Disability in North Carolina

Common Mistakes to avoid after being denied for Disability

Tips to Prepare for Filing for Social Security Disability or SSI

Advice to Win SSD and SSI Benefit Claims

Social Security Disability SSI Questions

What is the difference between Social Security Disability and SSI?

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

What makes you eligible for Social Security Disability or SSI?

These pages answer some of the most basic questions for individuals who are considering filing a claim.

What if Social Security denies you in North Carolina?
Filing for disability - where to go
Qualifying for disability
Winning disability benefits, how to win
Winning disability for a mental condition
Social Security Disability Back pay, SSD, SSI
Disability Criteria and requirements
Applying for Disability in Michigan

Filing a Disability appeal in Michigan

Will I qualify for disability Benefits in Michigan?