How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

How does Social Security determine the amount of money you receive on disability?

What you receive on SSI Disability

If you file for disability and are approved to receive disability benefits under the SSI program, then the amount you may receive is predetermined. This is because the eligibility for SSI benefits is not based on anything that you might have paid into the system. SSI is an entitlement program that is based on need. The amount, therefore, is the same for all benefit recipients.

For the year 2019, the monthly SSI full amount (the maximum that an SSI disability beneficiary may receive on a monthly basis) is $771. This is for an individual. The monthly benefit amount for an SSI eligible person who is married (an ineligible spouse) is $1,157.

As was stated, the monthly SSI disability benefit amount is predetermined. However, it may be reduced by any countable income that the SSI recipient may have, or any spousal income that may be earned by the recipient's "ineligible spouse" (a spouse who does not receive SSI). If the recipient has a spouse who is also eligible to receive SSI, then the total benefit amount payable would be further reduced by dividing it between the two spouses.

Note: An SSI disability recipient's monthly benefit may also be reduced if it is determined that they are living with someone and are not paying their fair share of expenses.

What you receive on SSD, or Social Security Disability

Social Security Disability is quite different from SSI with regard to how monthly benefit amounts are determined. What a person may receive on SSD is based on their earnings record. To be eligible in the first place, a person must have attained insured status by earning enough work credits. A work credit is equivalent to a calendar quarter in which a person had at least X amount in earnings: this amount is subject to change but in 2011 you would receive one credit for each $1,120 of earnings.

Insured status will allow a person to file a claim for SSD. Individuals who do not have insured status may still file a disability claim, but instead of filing under SSD it would be under the SSI program.

Additionally, individuals who have attained insured status for SSD but have not worked for a long time can lose their insured status. In fact, when Social Security Disability claims are taken at social security field offices and are then transferred to a disability examiner, the examiner is informed of the DLI, or date last insured. This is the date up until which the claimant is covered for SSD benefits--meaning that to be approved for disability, the medical evidence would need to establish that the claimant had a disabling condition that satisfied the Social security administration definition of disability prior to the expiration of the DLI, or date last insured.

Does the person who files for disability need to know what their DLI is, or even if they have become insured for SSD? Not really. The only thing that a claimant needs to be concerned with is initiating the application for disability (by contacting a social security office and arranging for a disability application interview). The social security office CR (claims representative) will determine which program the claimant is eligible to apply under (it may be both) and can also inform the claimant of their insured status as well as what their benefit amount might be.

Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state

Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?

New and featured pages on SSDRC.com

Who can help me file for disability?

Related pages:

Getting SSDI but making too much money
Can You Be Denied Social Security Disability If You Have Money In A Savings Account?
Social Security Disability and Money in the Bank
How does Social Security determine the amount of money you receive on disability?
Social Security Disability, SSI and more than one medical problem
Getting a Disability Lawyer in California
Will I qualify for disability Benefits in California?
How long does it take to get disability in California?

These pages answer some of the most basic questions for individuals who are considering filing a claim.

Filing for disability, When should you?
Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

What happens if I file a disability application and it is denied by a disability examiner or Judge?

For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.