Overview of Disability

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How to win Disability

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What if you get denied?

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Working and Disability

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Disability Conditions List

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SSDRC Disability Blog

If I Get An Inheritance Will That Affect My Eligibility For Social Security Disability?

If an individual is receiving Social Security disability benefits only, there is no reason to worry about an inheritance. Social Security disability entitlement is based solely upon insured status, which means that if an individual is insured (through their work activity) for Social Security benefits, then resources (assets) and sources of income--other than wages--do not affect their entitlement to disability.

On the other hand, if an individual is entitled to both Social Security and Supplemental Security Income (SSI) disability, then an inheritance may make them ineligible to receive their SSI portion of their monthly disability benefits.

Lastly if an individual is receiving SSI disability only, an inheritance will most certainly have some kind of effect upon their entitlement to monthly disability benefits.

Why is SSI treated this way when SSD is not? SSI is a need-based disability program and, as such, it has limits to the resources and income an individual can have and yet still be entitled to SSI disability benefits. In fact, individuals who receive SSI disability benefits are periodically reviewed to make sure that even though they are medically disabled, they still meet the disability programís income and resource limits.

Income can come from a variety of sources including pensions, workmanís compensation, long or short-term disability, VA disability, or even wages, and be counted toward an SSI beneficiaryís eligibility for SSI disability payments. Additionally, SSI recipients must meet income and resource limits in order to remain entitled to disability benefits. Resources can be, but are not limited to, land other than where you live, vehicles other than the highest valued, bank accounts, stocks, inheritance, trust funds, bonds, cash, etc. And, just like income, resources can make an individual ineligible for SSI disability benefits even if they still remain medically disabled.

If an individual receives an inheritance and they are receiving SSI disability benefits, they should contact their local Social Security office for information as to how the inheritance can be handled. Depending on the amount of the inheritance, it may make an individual ineligible for a few months or even more.

Remember, if an individual is receiving Social Security disability only, there is no need to worry about an inheritance no matter what the amount is. Social Security disability is not a need-based disability program.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

How to file for disability in Missouri
What medical conditions get you approved for disability?
Social Security Disability qualifications
How to claim disability benefits
Social Security Disability Children Benefits
Allodynia and Filing for Disability
Social Security Disability denied
Disability denied twice
How to file for disability in Iowa
Can you Get Disability if you can do Some Daily Activities?
Your age and if you will be approved for disability
Trying to get disability if you are a woman
How does a Medical Source Statement (RFC Form) help win a disability?
Filing for disability with autism
How many times will Social Security deny you?

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages provide answers to basic questions about pursuing disability benefits

How to claim disability
Disability claim appeal status
How to get you Social Security Disability status
How does a person qualify for disability benefits?
How do you Apply for SSI?
How Much Income Can you Earn If you draw Social Security Disability?
Can you work if you get SSI?
How long will you get disability after an award notice?
If You Get Social Security Disability or SSI, Will Your Dependents Get A Check?
Social Security Disability denied
Time on a Social Security Disability Decision
How to apply for disability for a child or children
Denied Twice For SSD or SSI Disability, What Do I Do?
f I get disability will my children receive benefits?
Social Security Disability SSI - Retroactive Benefits Vs Back Pay Benefits
How long do you have To Be Out Of Work Before You Get Social Security Disability (SSD)?
How to file for disability and medical conditions
What Does Social Security Consider To Be a Disability?
When does social security consider you eligible for disability benefits?
Qualifying for disability benefits with the social security administration
How to get disability
Will I be approved for disability on my appeal?
How to appeal a disability denial