Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

How can I win disability if I don't have health insurance and can be seen by a doctor?

It can be more difficult to win disability benefits if you don't have health insurance simply for these reasons:

1. Social security disability and SSI determinations are based solely on the information found in a claimant's medical records.

2. Although older medical records are important for the purpose of establishing a favorable onset date (an onset date is when your disability is considered to have started), which itself is very important for establishing how much a claimant can receive in disability back pay, newer and recent medical records are very important for establishing the fact that a claimant currently meets the social security definition of disability.

Unfortunately, not having health insurance at some point is a very common situation for many, if not most, applicants for social security disability or SSI. In fact, it may be the case for the great majority of claimants.

Can you still win disability if you don't have health insurance and aren't able to go to the doctor much? Yes, and many claimants do. How do they do this? In some instances, by utilizing alternate means of obtaining medical treatment such as free clinics and by visiting emergency rooms.

However, when a claimant's case is reviewed by a disability examiner (examiners make decisions on disability applications and reconsiderations) or disability judge, if no current medical treatment is in the file, the claimant will typically be sent to a social security consultative medical examination. The purpose of this examination is to provide a recent snapshot of a claimant's condition and to allow social security to make a disability decision on a case.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

Disability attorneys and RFC forms
Social Security Disability, long term disability, and offset
Disability applications can be denied for failure to cooperate
Partial disability benefits
How to File for SSI
How long does it take to get a disability approval letter?
Disability requirements and how to file in Missouri
Applying for disability, medical conditions
What are the Application Requirements For SSI Disability?
How do you Apply for SSI?
What Conditions Qualify For Social Security Disability?

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages provide answers to basic questions about pursuing disability benefits

What Mental Problems Qualify for Disability?
Disability for a mental condition
Tips for Filing for disability
Financial Help Filing For Disability
Checklist for filing for disability, SSI or SSD
Qualifying for disability benefits, how to qualify for SSD or SSI
Filing a disability application: the steps
Disability award notice, how long it takes to get benefits
How to Apply for Disability - Where do I go?
What makes you eligible to get disability?
How to check my disability claim status?
Can a disability attorney speed up a disability case?
SSI disability Award Letter
How long to get approved for disability?
How to apply for disability benefits
How long does disability back pay take?
What are qualifications for getting disability?
What medical conditions can you file disability for?
Disability Lawyer help questions
Social Security Attorneys, Disability Representatives