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How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

How can I win disability if I don't have health insurance and can be seen by a doctor?



 
It can be more difficult to win disability benefits if you don't have health insurance simply for these reasons:

1. Social Security Disability and SSI determinations are based solely on the information found in a claimant's medical records.

2. Although older medical records are important for the purpose of establishing a favorable onset date (an onset date is when your disability is considered to have started), which itself is very important for establishing how much a claimant can receive in disability back pay, newer and recent medical records are very important for establishing the fact that a claimant currently meets the social security definition of disability.

Unfortunately, not having health insurance at some point is a very common situation for many, if not most, applicants for Social Security Disability or SSI. In fact, it may be the case for the great majority of claimants.

Can you still win disability if you don't have health insurance and aren't able to go to the doctor much? Yes, and many claimants do. How do they do this? In some instances, by utilizing alternate means of obtaining medical treatment such as free clinics and by visiting emergency rooms.

However, when a claimant's case is reviewed by a disability examiner (examiners make decisions on disability applications and reconsiderations) or disability judge, if no current medical treatment is in the file, the claimant will typically be sent to a social security consultative medical examination. The purpose of this examination is to provide a recent snapshot of a claimant's condition and to allow social security to make a disability decision on a case.








Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state



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Filing a Social Security Disability SSI application

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What are the Application Requirements For SSI Disability?
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What Conditions Qualify For Social Security Disability?



These pages provide answers to basic questions about pursuing disability benefits

What Mental Problems Qualify for Disability?
Disability for a mental condition
Tips for Filing for disability
Financial Help Filing For Disability
Checklist for filing for disability, SSI or SSD
Qualifying for disability benefits, how to qualify for SSD or SSI
Filing a disability application: the steps
Disability award notice, how long it takes to get benefits
How to Apply for Disability - Where do I go?
What makes you eligible to get disability?
How to check my disability claim status?
Can a disability attorney speed up a disability case?
SSI disability Award Letter
How long to get approved for disability?
How to apply for disability benefits
How long does disability back pay take?
What are qualifications for getting disability?
What medical conditions can you file disability for?
Disability Lawyer help questions
Social Security Attorneys, Disability Representatives








For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.