Social Security Disability Resource Center

Overview | How to Qualify | Applications
Requirements | How long it takes | Back Pay
Mental Disability | What is a disability? | Tips
SSI Benefits | How to Win | Disability Awards
Hearings | Appeals | List of Disabling Conditions

What are the Application Requirements For SSI Disability?

Supplemental Security Income (SSI) is one of two disability programs administered by the SSA (social security administration). Both SSD and SSI require the claimant to prove, through medical records, that he has a severe mental or physical impairment that is not expected to improve over a period of 12 months or more, which prevents him from engaging in substantial gainful activity (earning a certain amount each month: the SGA, or substantial gainful activity limit).

However, unlike SSD benefits, the SSI program requires applicants to also prove financial need. Even if an applicant is judged to be severely impaired and unable to work, he cannot collect SSI unless his total assets are valued at no more than $2,000 ($3,000 for a couple).

In determining the total value of an applicant’s assets, Social Security includes anything of value, including stocks, bonds, retirement accounts, land, jewelry, surrender value of insurance policies, etc. However, your residence and one car (the car of highest value) are excluded from this calculation.

If you are applying for SSI, your first step is to fill out an application for disability and submit it, along with your medical and work histories, to your local Social Security office. Assuming your medical records indicate that you have a disabling physical or mental condition which prevents you from working, you could be eligible for SSI provided you meet the income and resource requirements.

SSI disability applicants must all undergo an end line interview with Social Security to determine if they still qualify for SSI, even after a disability examiner has approved their claim on the basis of a medical condition.

At this interview, Social Security will ask if anything has changed in the individual’s financial picture, including his or her living arrangements (Social Security takes into account how much a person must contribute to household expenses before deciding his or her monthly SSI benefit.)

SSI requirements, unlike SSD requirements, focus not only on the applicant’s medical condition but on his or her financial need. If you do not meet the financial requirements for SSI, your disability application will either be denied at the outset (it won’t even make it to a disability examiner’s desk for consideration) or at the end line interview, regardless of the severity of your impairment.

  • What medical conditions will get you approved for disability?

  • What kind of Mental Problems Qualify for Disability?

  • Which conditions will social security recognize as a disability?

  • Tips for getting Social Security Disability or SSI benefits approved

  • SSDRC Homepage:

    Social Security Disability and SSI Resource Center

    The Most Basic questions about Getting Disability Benefits

    Social Security Disability SSI and whether or not you can work

    Common Mistakes to avoid after being denied for Disability

    Social Security Disability SSI Questions and Answers

    More Social Security Disability SSI Questions and Answers

    Common Questions about Social Security Disability and SSI

    Winning Social Security Disability or SSI Benefits

    The SSI Disability Benefits Program

    Medical exams for disability claims

    Applying for Disability in various states

    Social Security Disability SSI and Doctors - Yours and Theirs

    Social Security Disability and SSI Claim Reviews

    Social Security Disability SSI System and Benefits for Children

    Denials, Appeals, and Getting a Disability Lawyer or Representative

    What you should know about Social Security Disability and SSI Denials

    Questions about Disability Lawyers and Hiring a Disability Attorney

    Frequently asked questions about getting Denied for Disability Benefits

    FAQ on Disability Claim Representation

    Disability hearings before Judges

    Selecting and hiring Disability Lawyers

    Various Types of Benefits including SSI, Mental, and Child benefits

    Social Security and SSI based on Mental Disability

    Social Security Disability or SSI Benefits for Children

    Disability Benefits through Social Security

    Filing for Social Security Disability or SSI Benefits

    Social Security Disability SSI: Medical Evidence and Records

    Filing your claim for disability benefits

    Eligibility for receiving disability benefits

    Info about Social Security Disability Approvals and Being Approved

    FAQ on Social Security Disability SSI decisions

    The SSD SSI Decision Process and what gets taken into consideration

    Resources on this site

    Social Security Disability, SSI Terms and Definitions

    Previously answered questions regarding SSD and SSI

    For Individuals living in North Carolina

    Applying for Disability in North Carolina

    North Carolina Disability Lawyer

    Related pages:

    What is the fastest decision I can get for SSDI?
    When should you file an appeal for SSI or SSDI?
    How to apply for disability and where to apply
    Filing an Application for Disability Benefits under SSD or SSI - Step by Step
    Tips on how to file for disability
    What is the Application Process for Social Security Disability and SSI?
    What happens after I file my disability claim with Social Security?
    What happens after a Social Security Disability or SSI Claim has been taken and is Pending
    If you get denied on a disability application do you have to file a new application?
    How the Decision on a Disability Application or Appeal Under SSDI or SSI is Made
    Am I Eligible to get Benefits (SSDI, Medicare) if I worked overseas?
    Getting a Disability Lawyer in Pennsylvania
    If you apply for disability in Pennsylvania
    Will I qualify for disability Benefits in Pennsylvania?

    These pages answer some of the most basic questions for individuals who are considering filing a claim.

    How to Apply for Disability - What medical conditions can you apply and qualify for?
    Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
    What happens if I file a disability application and it is denied by a disability examiner or Judge?
    How to Prove you are disabled and qualify to win disability benefits
    How do you prove your disability case if you have a mental condition or impairment?
    Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it