Overview of Disability

Disability Back Pay

Disability Requirements

Disability Applications

Disability Advice Tips

How long do cases take?

How to win Disability

SSD Mistakes to avoid

Disability for Mental

What if you get denied?

How to file Appeals

Disability through SSA

SSI Disability Benefits

Disability for Children

How do I qualify for it?

Working and Disability

Disability Award Notice

Disability Lawyer Q&A

Disability Conditions List

What is a disability?

Your Medical Evidence

Filing for your Disability

Disability Eligibility

SSD SSI Definitions

Recent Questions

SSDRC Disability Blog

What are the Application Requirements For SSI Disability?

Supplemental Security Income (SSI) is one of two disability programs administered by the SSA (social security administration). Both SSD and SSI require the claimant to prove, through medical records, that he has a severe mental or physical impairment that is not expected to improve over a period of 12 months or more, which prevents him from engaging in substantial gainful activity (earning a certain amount each month: the SGA, or substantial gainful activity limit).

However, unlike SSD benefits, the SSI program requires applicants to also prove financial need. Even if an applicant is judged to be severely impaired and unable to work, he cannot collect SSI unless his total assets are valued at no more than $2,000 ($3,000 for a couple).

In determining the total value of an applicant’s assets, Social Security includes anything of value, including stocks, bonds, retirement accounts, land, jewelry, surrender value of insurance policies, etc. However, your residence and one car (the car of highest value) are excluded from this calculation.

If you are applying for SSI, your first step is to fill out an application for disability and submit it, along with your medical and work histories, to your local Social Security office. Assuming your medical records indicate that you have a disabling physical or mental condition which prevents you from working, you could be eligible for SSI provided you meet the income and resource requirements.

SSI disability applicants must all undergo an end line interview with Social Security to determine if they still qualify for SSI, even after a disability examiner has approved their claim on the basis of a medical condition.

At this interview, Social Security will ask if anything has changed in the individual’s financial picture, including his or her living arrangements (Social Security takes into account how much a person must contribute to household expenses before deciding his or her monthly SSI benefit.)

SSI requirements, unlike SSD requirements, focus not only on the applicant’s medical condition but on his or her financial need. If you do not meet the financial requirements for SSI, your disability application will either be denied at the outset (it won’t even make it to a disability examiner’s desk for consideration) or at the end line interview, regardless of the severity of your impairment.

Return to:  Social Security Disability Resource Center, or read answers to Questions

Related pages:

How to apply for disability and where to apply
Filing an Application for Disability Benefits under SSD or SSI - Step by Step
Tips on how to file for disability
What is the Application Process for Social Security Disability and SSI?
What happens after I file my disability claim with Social Security?
What happens after a Social Security Disability or SSI Claim has been taken and is Pending
If you get denied on a disability application do you have to file a new application?
How the Decision on a Disability Application or Appeal Under SSDI or SSI is Made
Am I Eligible to get Benefits (SSDI, Medicare) if I worked overseas?

Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

These pages answer some of the most basic questions for individuals who are considering filing a claim.

How to Apply for Disability - What medical conditions can you apply and qualify for?
Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?
What happens if I file a disability application and it is denied by a disability examiner or Judge?
How to Prove you are disabled and qualify to win disability benefits
How do you prove your disability case if you have a mental condition or impairment?
Social Security Disability Back pay and How Long it Takes to Qualify for it and receive it