How much does Social Security permanent disability pay?
Many people get confused about the various types of disability and how much they pay. So, often, people quit their jobs to file for disability thinking that they will get their disability benefits immediately and that the disability benefit amount will be enough to support themselves (and their family). The disability process is often a very lengthy process with no guarantee of approval unless you have a terminal condition. This is why it is important to get informed about what your disability benefit amount might be prior to filing for disability.
Social Security Disability pays a monthly benefit that is determined by a computation involving the earnings you earned prior to becoming disabled. Consequently, the amount of disability pay a person receives various from person to person.
If you have had good earnings and have worked many years, your disability benefit is likely to be higher than that of a person who has worked very low paying jobs or has not had a lot of work in the time prior to becoming disabled.
The only exception might be a young person who has had average earnings prior to becoming disabled. The SSDI computation seems to be weighted toward those with less and lower earnings in that they receive a higher benefit than might be expected.
If you are only able to qualify for the need based SSI disability program, your disability pay amount is a set monthly maximum benefit. The 2018 maximum SSI benefit amount was $750.00 and the 2019 maximum SSI disability benefit amount is $ 771.00. This amount can be less depending on your living arrangements.
About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.
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