What happens when you get approved for SSI?

What happens when you are medically approved for disability benefits under SSI?

If you are medically approved for disability benefits, your claim is sent back to your local Social Security office for adjudication. The SSI disability program requires that you be contacted for an end of the line interview called a PERC. During this interview, a Social Security claims representative will review your income and resources to make sure that you still meet the strict limitations of this need based disability program. They will also review your living arrangements to determine what your monthly payment will be.

You may be saying, how does my living arrangement affect the amount of SSI I receive? Well it might surprise you to know that you are not guaranteed the full SSI disability amount. In order to receive the full SSI disability benefit amount, you cannot be receiving money from family and friends and you must be paying your fair share of the essential household expenses (rent, mortgage, and utilities).

For example, if four individuals live in the household your benefit must enable you to pay your quarter of the expenses. If you cannot, you will be put into a reduced benefit amount until you can pay your fair share.

The PERC will address these issue along with any other non-medical requirement of the SSI disability program to determine if you are eligible for payment. If you are eligible for SSI, you will receive an approval letter that provides the amount you will receive and when to expect payment. Conversely, if you no longer meet the non-medical requirements of the program, you will receive a denial notice. SSI disability applicants can be denied disability benefits even if they were medically approved for disability.

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

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