Do SSDI payments differ from state to state?

Will the amount of SSDI be different depending on my state?

Many disability beneficiaries are confused as to their ability to move to another state without negatively impacting their SSDI. There is no need to worry; Social Security Disability payment amounts are based upon your earnings before you became disabled. Consequently, a move will not affect your monthly benefit amount.

If you receive concurrent SSI and SSDI disability or SSI only, your monthly income may very well drop with a move. The SSDI portion will not be affected because that portion of your benefits was based on prior earnings, but your over all monthly income can be affected.

There are only four states that offer no supplement: Arizona, West Virginia, North Dakota, and Mississippi. Many other states offer a state supplement to SSI beneficiaries. State supplements range between ten and four hundred dollars a month. Some states only provide a state supplement to SSI beneficiaries residing in nursing homes, while other states offer the supplement to all.

The important thing to remember is that your over all monthly benefits could be reduced if you move from a state that offers a cash state supplement to another state that offers no state supplement or a reduced state supplement.

Whether you receive SSDI or SSI it is important to report your address change, so that Social Security can send information to you. Additionally, if you receive SSI disability benefits you have 10 days to report your move even if you are moving within the same state.

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

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