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How to file for disability, Filing for SSI
Disability Requirements, Disability Status
How long is the wait?, Disability Application
The Social Security List of Impairments
Qualifying for Disability, Mental Disability
Disability Lawyer Info, Disability Back Pay

Can Your Social Security Disability or SSI Benefits Be Reduced or Garnished?



 
Your Social Security Disability or SSI benefits may be reduced for very specific reasons depending upon the disability program you are entitled to.

Let’s look at some reasons your Social Security or SSI disability benefits can be reduced. Both disability programs allow for reduced disability benefits to be paid if there is an overpayment of benefits. This is the only reason for benefit reduction common to both Social Security Disability and SSI disability.

If you are receiving Social Security Disability, there are other reasons your disability benefits may be reduced. Social Security allows SSDI benefits to be garnished for child support (both present and arrears), a valid court order of victim restitution, alimony, money owed to the IRS, and other unpaid government loans or debts. However, Social Security does not allow creditors to garnish your Social Security Disability benefits.

In 1991, the federal government amended the garnishment guidelines to preclude levying or garnishment of SSI disability benefits. SSI is a need based disability benefit so there can be no levy or garnishment against it.



While SSI cannot be garnished for any of the above-mentioned reasons, it can be reduced for living arrangement changes.

The SSI disability program considers a beneficiary’s living arrangement when determining their monthly disability benefit amount. If the beneficiary is able to pay their fair share of the household bills that pertain to the home in which they live, they may receive the full SSI disability monthly benefit amount. However, if their situation changes so that they are not longer paying their fair share of the monthly bills, their SSI disability benefits will be reduced.

Fair share of household expenses (rent, mortgage, utilities) means that the beneficiary is paying the same amount of the expenses as other members of the household. Also, an SSI disability beneficiary may receive reduced disability benefits if they are receiving inancial help from an outside source (i.e. parents, family members, church, friends, etc.).








Essential Questions

What is the Social Security Disability SSI list of impairments?

Can you work while getting or applying for Disability?

How Often Does Social Security Approve Disability The First Time You Apply?

Tips for getting Social Security Disability or SSI benefits approved

What medical conditions will get you approved for disability?

What kind of Mental Problems Qualify for Disability?

Receiving a Disability Award Letter

Conditions Social Security will recognize as a disability

Previously answered questions regarding SSD and SSI

Applying for disability in your state



Most popular topics on SSDRC.com

Social Security Disability SSI Questions

The listings, list of disabling impairments

Can a mental illness qualify you for disability?

Disability Lawyers prevent unnecessary denials

How much Social Security Disability SSI back pay?

How to apply for disability for a child or children

Filing a Social Security Disability SSI application

Filing for disability - when to file

How to apply for disability - where to apply

Qualifications for disability benefits

How to Prove you are disabled and Win your Disability Benefits

Qualifying for Disability - The Process

How to get disability for depression

Getting disability for fibromyalgia

SSI disability for children with ADHD

What is the Application Process for Social Security Disability and SSI?

Common Mistakes to avoid after being denied for Disability

Social Security Disability SSI Exam tips

More Social Security Disability SSI Questions

Social Security Disability SSI definitions

What makes you eligible for Social Security Disability or SSI?



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Who can help me file for disability?




Related pages:

Can my disability benefits be garnished for unpaid fines?
You can qualify for disability based on epilepsy in two separate ways
How to update your Social Security Disability or SSI claim
Getting a Disability Lawyer in California
Will I qualify for disability Benefits in California?
How long does it take to get disability in California?



These pages answer some of the most basic questions for individuals who are considering filing a claim.

Can you get temporary Social Security Disability or SSI benefits?

Permanent Social Security Disability

What is the difference between Social Security Disability and SSI?

Who is eligible for SSI disability?

Can I Be Eligible For SSI And Social Security Disability At The Same Time?

What makes a person eligible to receive disability benefits?

Applying for Disability - How long does it take to get Social Security Disability or SSI benefits?

What happens if I file a disability application and it is denied by a disability examiner or Judge?









For the sake of clarity, SSDRC.com is not the Social Security Administration, nor is it associated or affiliated with SSA. This site is a personal, private website that is published, edited, and maintained by former caseworker and former disability claims examiner, Tim Moore, who was interviewed by the New York Times on the topic of Social Security Disability and SSI benefits in an article entitled "The Disability Mess" and also by the Los Angeles Times on the subject of political attempts to weaken the Social Security Disability system.

The goal of the site is to provide information about how Social Security Disability and SSI work, the idea being that qualified information may help claimants pursue their claims and appeals, potentially avoiding time-consuming mistakes. If you find the information on this site helpful and believe it would be helpful to others, feel free to share links to its homepage or other pages on website resource pages, blogs, or social media. Copying of this material, however, is prohibited.

To learn more about the author, please visit the SSDRC.com homepage and view the "about this site" link near the bottom of the page.