Social Security Disability Definitions
Social Security Disability and SSI Overview
The Requirements for Disability
Social Security Disability and SSI Applications
Tips and Advice for Disability Claims
How long does Disability take?
Common Mistakes after Receiving a Disability Denial
Disability Denials and Filing Appeals
Social Security Mental Disability Benefits
Disability Benefits offered through Social Security
Benefits through SSI disability
Disability Benefits for Children
Disability Qualifications and How to Qualify
Social Security Disability and Working
Winning your Disability Benefits
Social Security Back Pay and the disability award notice
Disability Lawyers and Hiring an Attorney
Social Security Disability SSI List of Conditions
What is considered a Disabling condition by Social Security?
Social Security Disability SSI and Medical Evidence
Filing for Disability Benefits
Eligibility for Disability Benefits
SSDRC authored by Tim Moore
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Is There A Maximum Dollar Amount For SSI Disability?
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SSI or Supplemental Security Income disability is a need-based disability program that is administered along with SSD, or Social Security disability, by the Social Security Administration. Since SSI disability is a disability program that is based upon need, it has guidelines that are similar to many other social help programs.
For example, like other social need based programs, SSI disability has income and resource limits that affect an individual's eligibility for the program.
Currently, the resource limit for individuals who apply for SSI is two thousand dollars and the couple’s resource limit is three thousand dollars. While these amounts are subject to change at any time, they have not changed in many years.
Resource limit exclusions include the home that an individual or couple live in and the land it is on, and one vehicle (generally the highest valued vehicle). Any other resource that can be converted to cash counts against the resource limit. Resources could be extra vehicles, land, cash, jewelry, stocks, bonds, 401 K plans, trust funds, bank checking or savings accounts, etc.
The income limit is not a simple amount. The income limit varies depending upon household composition. Any kind of income can be counted toward SSI income limits. Income sources might be, but are not limited to, wages, pensions, disability benefits (short or long term), VA disability benefits, unemployment benefits, rental income, etc. Basically, any income source that the Internal Revenue services considers income can be counted toward the income limit of this program.
If an individual meets the SSI disability program's income and resource limits, they may be eligible for disability benefits...if their disability claim is medically approved. However, SSI disability claimants have one last hurdle to get over once their disability claim is approved. All SSI disability claimants must be reevaluated for income and resources and if they still meet the limits after their case is medically approved they may receive disability benefits.
Unfortunately, many individuals who are medically approved for disability are ineligible for SSI benefits because they no longer meet the income and resource limits (which may be the result of a change in their situation sometime after filing an initial claim). In fact, periodically all SSI beneficiaries will be reviewed to determine if they still meet the the income and resource limits for the program.
Social Security establishes a new maximum SSI monthly benefit amount each year. However, an individual may or may not receive the maximum amount of their SSI disability benefit. In 2011, that maximum was $674. For 2012, the maximum is $698.
If an individual shows that they are paying their share of the household bills, they will receive the maximum SSI disability amount. If they cannot pay their share, or are receiving financial help from family or friends, their SSI disability amount may be reduced.
Return to: Social Security Disability Resource Center, or read answers to Questions
Information on the following topics can be found here: Social Security Disability Questions
Social Security Disability SSI decisions | The Disability Decision Process and What gets taken into Consideration | Getting Denied for Disability Benefits | Questions about Social Security Disability Approvals and Being Approved | Social Security Disability Hearings | Social Security Medical Examinations | Social Security SSI Doctors | Social Security Disability Representation | Social Security Disability SSI Reviews