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If my account goes over the asset limit for one day, will it cause a problem?



 
Hello, My basic question is this, if my SSI account exceeds the $2,000 limit for just one day each month will that trigger any red flags?

Because of my disability (I'm a quadriplegic) I receive SSI in a direct deposit account at the Bank of America. And because it's difficult for me to get to the bank my care giver does my banking for me.

Each month I have to cash a "In-Home-Supportive-Services" check to pay my care givers with. But, because of a rule change at the BofA, my care giver is no longer allowed to cash this check because it's in my name.

However, the bank told him he could deposit the check in my SSI account, because my name and his are on that account, for one day then he could pull the money out without me being there.

So, I'd like to know, if my SSI account exceeds the $2,000 limit for just one day each month will that trigger any red flags?

Thank you for your time & help!




I would not let the account exceed 2000.00 for even a day. If it does, it could trigger something that would make you not be entitled for that month causing an overpayment. I would just find a way to remove the money necessary to pay the caregivers then replenish it with the In Home Supportive Services check. That would avoid any chance of an overpayment occurring on your record.








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