I am on disability for cerebral palsy. Will I lose my Social Security Disability if I marry?

I am presently confined to a wheel chair for cerebral palsy and receive approx. $1800 per month from SS. My mother, who cares for me, also receives approx. $1800 per month for caring for me.

I have fallen in love with a young man who is a student and we want to get married. He has no income at this time and is on student loans for his education.

If we marry, we would have to stay at my home so my mom can still care for me.

Would I lose my Social Security Disability benefits if I married? We are in love, but we would still need income until he completes school and gets a job.

Thank you

If you are receiving Social Security Disability benefits based upon your own earnings record, there is no problem with your getting married. If your Social Security benefits are based upon a parent's earnings record as a disabled adult child, your benefits would stop and most likely the money your mother receives for taking care of you will be gone as well.

If you are an adult disabled child, marriage ends the benefit if the beneficiary marries a non-disabled person or a disabled person receiving SSI.

The only way an adult disabled child can marry is if they marry another person receiving Social Security Disability benefits. I do not know your situation, but if you are an adult disabled child, you should consider your decisions carefully. Once you are married, you will never be able to receive these benefits again.

About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.

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