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If a person is 49 and close to 50 years old, is age a factor that affects a disability case?

Why does a person's age play a factor in determining whether or not they will get disability? If a person is 49 and a few months from being 50, what are their chances?

Age is a factor because disability approvals are made in two separate ways. In the first one, where individuals may be granted benefits on the basis of a listing, age is not a consideration except to distinguish whether the adult or childhood listings apply to the case. In the second manner of approval, a person may be awarded benefits through the medical vocational decision process.

In this process, a disability examiner or judge will look at the claimant's work history, the limitations the person has as a result of their condition, and then try to decide first of all if they can return to one of their past jobs. If they can return to a past job, the case is denied.

If the individual cannot return to a past job, which is step 4 of the SSA sequential evaluation process, the case moves on step 5 of the sequential evaluation process. This is where the decision is made as to whether the individual (who it has already been decided lacks the ability to go back to their past work), can do some type of other work.

Making the decision of whether a person can do other work involves what are known as medical vocational grid rules. The rules that apply to a decision of "disabled" or "not disabled" take into account a person's education, their current limitations, their work skill levels, the exertional requirements of their past work, and their age. So, age is absolutely a factor in disability decisions.

At age 50, the rules are more favorable than for a 49 year old. However, you mentioned what happens when a person is a few months aways from turning 50. According to section 404.1563 of the code of federal regulations (titled "Your age as a vocational factor"), "We will not apply the age categories mechanically in a borderline situation. If you are within a few days to a few months of reaching an older age category, and using the older age category would result in a determination or decision that you are disabled, we will consider whether to use the older age category after evaluating the overall impact of all the factors of your case."

So, in other words, you don't have to be actually be 50 to benefit from the age 50 rules. If you are close to age 50, the judge in a case may award a person benefits. For a decision made by a disability examiner, the age 50 rules will usually be made if a person is 49 years and 6 months of age. However, one should keep in mind that a judge or examiner may or not do this and, instead, may be very strict on the application of vocational rules.

Finally, it's worth mentioning that just as the vocational rules become more favorable at age 50, they get even more favorable at age 55.

I wish you the very best of luck on your case.

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  • SSDRC Homepage:

    Social Security Disability and SSI Resource Center

    The Most Basic questions about Getting Disability Benefits

    Social Security Disability SSI and whether or not you can work

    Common Mistakes to avoid after being denied for Disability

    Social Security Disability SSI Questions and Answers

    More Social Security Disability SSI Questions and Answers

    Common Questions about Social Security Disability and SSI

    Winning Social Security Disability or SSI Benefits

    The SSI Disability Benefits Program

    Social Security Disability SSI and Doctors - Yours and Theirs

    Social Security Disability and SSI Claim Reviews

    Social Security Disability SSI System and Benefits for Children

    Denials, Appeals, and Getting a Disability Lawyer or Representative

    What you should know about Social Security Disability and SSI Denials

    Questions about Disability Lawyers and Hiring a Disability Attorney

    Various Types of Benefits including SSI, Mental, and Child benefits

    Social Security and SSI based on Mental Disability

    Social Security Disability or SSI Benefits for Children

    Disability Benefits through Social Security

    Filing for Social Security Disability or SSI Benefits

    Social Security Disability SSI: Medical Evidence and Records

    Filing your claim for disability benefits

    Eligibility for receiving disability benefits

    Resources on this site

    Social Security Disability, SSI Terms and Definitions

    Previously answered questions regarding SSD and SSI

    The SSDRC Disability Blog

    For Individuals living in North Carolina

    Disability in North Carolina

    North Carolina Disability Lawyer

    Getting disability in North Carolina

    Related pages:

    Social Security Disability SSI List of Conditions and Impairments
    List of Impairments for Social Security Disability and SSI Benefits
    What Disabilities Qualify for SSI and Social Security Disability Benefits?
    Will you be awarded disability if you do not have a condition in the Social Security impairments list?
    If you meet the requirements of a listed impairment, your case will be approved unless you fail to meet certain non-medical qualifications
    If I am Denied For Social Security Disability Because I Can Work, What are my Options?
    The determination as to whether a person can go back to a former job

    Information on the following topics can be found here: Social Security Disability Questions and in these subsections:

    Frequently asked questions about getting Denied for Disability Benefits | FAQ on Disability Claim Representation | Info about Social Security Disability Approvals and Being Approved | FAQ on Social Security Disability SSI decisions | The SSD SSI Decision Process and what gets taken into consideration | Disability hearings before Judges | Medical exams for disability claims | Applying for Disability in various states | Selecting and hiring Disability Lawyers | Applying for Disability in North Carolina | Recent articles and answers to questions about SSD and SSI

    These pages provide answers to basic questions about pursuing disability benefits

    Receiving a Social Security Disability Award Letter
    What Can I Do to Improve My Chances of Winning Disability Benefits?
    How do you find out if a Social Security disability claim has been approved or even denied?
    Can I Qualify For Disability and Receive Benefits based on Depression?
    How much does Social Security Disability or SSI pay?
    How does the Social Security Disability Review work?
    What is the difference between Social Security Disability and SSI?
    More differences between Social Security Disability and SSI