Listing the Social Security Disability and SSI differences
Here is a short item-by-item list of the various differences between the social security administration's title II (a.k.a. Social Security Disability) and title 16 (a.k.a. SSI) disability programs.
1. SSI disability is a needs based program available to individuals who do not qualify for Social Security Disability while eligibility for social security disability is based on earned work credits.
2. SSI disability benefits are capped at a maximum amount that all SSI recipients may "potentially" receive while Social Security Disability benefits are based on an individual's earnings history.
3. Social Security Disability recipients receive medicare two years after their date of entitlement while SSI recipients receive medicaid benefits (in most states).
4. An SSI recipient's monthly benefit amount may be affected by the income of a spouse. This is not the case for Social Security Disability benefits.
5. The eligibility for SSI disability includes consideration of one's assets, which are limited to two thousand dollars. In other words, to be eligible for SSI an applicant (or recipient) cannot have countable assets in excess of this amount.
About the Author: Tim Moore is a former Social Security Disability Examiner in North Carolina, has been interviewed by the NY Times and the LA Times on the disability system, and is an Accredited Disability Representative (ADR) in North Carolina. For assistance on a disability application or Appeal in NC, click here.
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